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Estate admin answers Building society roll number

Estate admin · Account reference

What is a building society roll number — and where to find it

The reference that tells a building society which account a payment belongs to — and where to find it on a passbook, a statement, or a deceased person's paperwork.

In short

A building society roll number is the reference that identifies one member's account inside a society that routes every payment through a single shared sort code and account number. It goes in the reference field of a transfer, not the account-number box. You'll usually find it on the passbook, a statement, in the online account or app — or by asking the society. Some societies, including Nationwide, don't use one at all.

§1Why building societies use them

The roll number does the job an account number does at a bank.

Banks give every account its own sort code and account number. Many building societies don't. They route all incoming payments through one collection account shared across their members, then use the roll number to work out which member the money is for. That's why the roll number belongs in the reference field — it's doing the job the account number does at a bank. It isn't a second password or a secret; it's simply an account label.

IdentifierLengthWhat it identifies
Sort code6 digitsThe society (and sometimes the branch)
Account number8 digitsOften a shared collection account, not yours alone
Roll numberVariesYour individual account within the society
§2Where to find your roll number

Four places it's written down.

  • On your passbook — printed on the front or inside cover.
  • On a statement — any savings or mortgage statement shows it.
  • In your online account or the society's app — listed with your account details.
  • By asking the society — the fastest route if the paperwork's gone. If you're dealing with a bereavement, ask for the bereavement team; they'll locate it from the deceased's records.

Not every society uses roll numbers. Nationwide, for example, runs its own clearing centre, so a plain sort code and account number reach the account without one. If your society issued you a normal account number, you probably don't need a roll number at all.

§3Roll numbers by society

Formats differ — always confirm against your own statement.

These are the common ones. Societies change them and older accounts can carry a different style, so read yours off your own paperwork before relying on a length.

SocietyRoll numberWhere it shows
Yorkshire (YBS)10 digitsStatement · online · app
SkiptonYour 9-digit account number, used as the referenceStatement · online
NationwideNot used — sort code + account number is enough
Coventry / Leeds / Principality / NewcastleVaries — confirm with the societyPassbook · statement
§4When you're settling someone's estate

The roll number is on the passbook — keep it with the closure form.

If you're an executor or administrator closing a deceased person's building society account, the roll number is on their passbook or statements — keep those together before you start. You'll be asked for it on the society's account-closure form after bereavement. What the society needs alongside it depends on the balance:

  • Under £50,000 — usually the death certificate, the closure form, and your ID.
  • £50,000 or more — usually the grant of representation (grant of probate, or letters of administration), the closure form, and your ID.

Thresholds vary between societies; the closure form states each society's own limit. Once released, the balance transfers to the estate account or a bank account you nominate.

§5Common questions

Roll numbers, answered.

Not quite.

At a bank the account number identifies your account; at many building societies the account number is shared across members, and the roll number is what points to yours. On a transfer, the roll number goes in the reference field.
No — it depends on the society. Ones with their own clearing centre, like Nationwide, take a plain sort code and account number.

If the society gave you a standalone account number, you likely don't need a roll number. When in doubt, ask before you send.
In the reference or payment reference field — never the account-number box.

Without it, a payment can reach the society but sit unallocated because it can't be matched to your account.
Check the online account or the society's app, or any statement.

If none of those are to hand — or you're dealing with someone's estate — call the society and ask; a bereavement team can find it from the deceased's records.
No.

Nationwide operates its own clearing centre, so its sort code and account number are enough to reach the account. You only need a roll number for societies that route payments through a shared collection account.
It varies by society — Yorkshire's is 10 digits, others differ, and older accounts can include letters or a slash.

Read yours off your own statement rather than assuming a length.
§6Related next steps

Keeping the estate's accounts in one place.

A building society passbook is exactly the kind of record that's easy to miss until you need it. Valoren's estate bank-account brief walks through opening the account the estate's money moves through, and what each bank and society asks an executor for.

Informational, not advice. Roll-number formats vary and change — always confirm against your society's own statement or website before acting.

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