The cost of an unprepared estate is paid in hours, money and worry — by the people you love.
When nothing was written down, a full estate can run to the high tens or low hundreds of hours — multiplied across everyone who steps in to help.
Bereavement Support Payment can reach £9,800 at the higher rate if there are dependent children — a lump sum plus monthly payments. Check GOV.UK for current conditions.
When the will, the accounts and the access notes are already gathered, the people left behind start from a clear picture rather than a locked phone and a list of guesses.
Three things, held in one place
A family record is not a pile of documents. It is three connected things — and Valoren is built to hold all three together, owned by the person it describes.
Where everything is
The will, the accounts, the policies, the deeds, the passwords — gathered in one place instead of scattered across drawers, inboxes, and one person's memory.
Who is told, and when
The order things happen in when the time comes — who to contact first, what they need, and what can wait. A plan, not a scramble at two in the morning.
Who steps in
A named trusted person who steps in if needed, handed a clear picture rather than a locked phone and a list of guesses. Chosen calmly, in advance.
What to ask — without taking over
Five questions for an unhurried conversation. Ask them as someone who wants to help, not audit. You are listening for what exists and what they want — not making changes.
When you've had this conversation, start a free First Sitting together and the answers become a living record your parent keeps — held in one place, updated as things change, ready for the people who would ever need it.
Prefer it composed for you? Caring for a Parent is a £79 document pack — LPA, finances, and care preferences, personally prepared within one business day.
Common questions.
Where to go from here
Supporting a parent
Helping one parent get their affairs in order, without taking over — what to ask, and how to keep them in charge.
Go to this pageNaming a trusted person
The named contact who would step in if needed — what the role is, and how a family chooses one together.
Go to this pageIf someone named you
What it means to be the person who steps in — and what would reach you if you were ever called on.
Go to this pageMaking or updating a will
While you're talking as a family — wills done together, mirrored for a couple, £229 for both.
Go to this pageThe conversation no family regrets having early.
Sit down together once. Gather what is already known. Keep it true. There is nothing to pay to begin. The work done calmly now is the work no one has to do in a hurry later.
Start a First Sitting — about ten minutesLibrary
Free guides behind these products
These free briefs are the foundation the paid products personalise. The guides are openly available — the paid products apply them to your specific household.
For Families captures the dependant care contingency in a live record — so the right person knows what to do, and the right documents are accessible.
Read the guideFor Families prepares a personalised care sheet for each dependant — daily needs, medical contacts, and emergency protocols drawn from your records.
Read the guideFor Families builds the complete foundation this document describes — records held in one structured system, accessible to the people who need them.
Read the guideFor Families builds the complete record system this guide describes — all five series, structured and held in one place, accessible to the right people.
Read the guideFor Families captures the permission boundaries in a live record — so the boundaries are decided before anyone has to ask, especially in blended families.
Read the guideAll guides are available free from the Valoren library — no account required.