Who would step in — and what would they need?
Name the people you'd trust to step in if you died or lost capacity — even one is a real safeguard. Set what each can reach, see which areas are covered and which are gaps, and learn the legal route every area needs. Print a Delegation Map at the end. England & Wales.
Add the people you'd genuinely trust — one is enough. For each, tick what they would cover and when. The same person can cover everything. Saved to your browser as you go.
The gaps in your map are operational, not abstract.
Naming a trusted person is the first half. The second is making each area they'd cover actually actionable — and seeing the areas where no one is named.
Knowing where the records live needs nothing formal; reaching the money or making care decisions while you're alive but unable needs a registered LPA; a guardian for your children must be named in your will.
A gap in any of these is a wall your trusted person hits at the exact moment they are trying to help.
The Household Continuity Dossier (£195 first year, then £99/year) turns this map into an active plan: your trusted person can step in when it matters, with the specifics kept inside your account until they're needed. No 'where are the documents' moment. No password handover. A real continuity layer above the will.
Practical guide, not legal advice. Valoren prepares the records; your solicitor or financial adviser confirms the law.
The four areas — and the legal route each needs
One person can cover all of these — the areas are not four people to find, they are four kinds of help, each with its own legal route. Some need nothing more than a conversation. Two need a registered Lasting Power of Attorney to actually act for you. One depends on your will. Knowing which is which is the point.
Records & paperwork
Knows where the will, the LPA originals, the policies and the passwords live — so the right file can be found when it is needed.
Money & bills
Keeps direct debits, statements and bills running if you are alive but unable to deal with them yourself.
Health & care decisions
Can speak to clinicians and decide care or treatment on your behalf if you cannot.
Children & dependants
Would step in for your children or other dependants.
The “Children & dependants” area appears in the planner only if you tell it you have dependants. Naming a person here states a fact about the legal route — it is general information, not advice, and does not create or register anything.
The will names who decides. This names who can act.
A will and a Lasting Power of Attorney settle the questions of authority — who decides, who can sign, who inherits. They are essential, but they are silent on a more immediate problem: when something happens, does the right person actually know where the records are, which surgery to call, who collects the children? Authority without information is a locked door with the key on the wrong side of it.
Start with the people, not the slots. Name the one or two you genuinely trust, and set what each can reach. Then read the legal route beside each area: records and paperwork need nothing more than a conversation; handling your money or your care while you are alive but unable needs a registered LPA; guardianship of your children comes from your will. The planner shows you which areas are covered and which are gaps — and a gap you can see is one you can close.
The most important step is not on this page. It is the conversation. A Delegation Map sitting in a drawer does nothing; the value is realised when you tell each named person what they would be asked to do. Print the map, hand it over, and have the short, ordinary conversation that turns a plan into something that works.
This planner is general information for England & Wales. It is a planning artefact, not a legal instrument, and does not create or replace a Lasting Power of Attorney. Legal authority comes from a registered LPA (Office of the Public Guardian) or, after death, a grant of probate.
A plan is what you brief. A system is what you keep.
Valoren turns the Delegation Map into a kept system — the named people receive what they need, when they need it, on the verification triggers you control. The map is the start. The discipline is the rest.
Library
Free guides behind the Trusted Person Planner
These free briefs help the people you name understand what they're stepping into.
All guides are available free from the Valoren library — no account required.