Skip to content
Free tracker · a move into careEngland · Wales · Scotland · Northern Ireland

Moving into a care home checklist: who to tell, and what changes

Tell every office that pays a benefit as soon as the move happens — each one separately. What happens next turns on who pays the fees. If the council pays any part, or the NHS pays for the whole place, Attendance Allowance and the daily living part of PIP are paid for the first 28 days and then stop; a self-funder keeps them. State Pension and Pension Credit carry on. In Scotland, taking free personal care counts as public money.

Scotland and Northern Ireland have their own benefits, bodies and rules, so each of the 71 organisations and every row of the benefit tables says which nation it is for, what it rests on, and its source — read on 10 October 2026.

FreePDF and spreadsheet71 organisationsEvery rule sourcedRead 10 October 2026

PDF · 36 pages · Excel spreadsheet · No account required · General information, not advice

General information, not legal or financial advice. Each benefit office decides its own case — when in doubt, tell them and ask in writing. Get advice from a solicitor, a benefits adviser or the council before deciding to sell or let the home, if NHS continuing healthcare is refused, if the family disagrees about who should act, or if money or property is being given away.

The who-to-tell tracker

One list for the kitchen table: every organisation to tell, with a tick box and a date. 71 organisations across the four nations, in six groups, each with what to tell them, how, and what changes. The spreadsheet holds the same list for Excel or Google Sheets, so the family can share it. Nothing on either is filled in for you.

FreeA4 PDF36 pagesExcel spreadsheetEdition October 2026

Moving into a care home — the tracker

Page one holds your details and the reporting rule. Then the tracker, group by group, with a tick box, a date told and a line for the reference number. Then the reference: what stops, carries on or can be claimed in each nation, by who pays, with the source of every rule. Large, clear type throughout. The spreadsheet has the tracker, the benefit tables and the sources on three tabs.

General information, read from 105 official and organisation sources on 10 October 2026. Rules and rates change — check the source before you rely on a row.

Not ready today?

This page will still be here.

Leave an email and we'll send you a link back to the care-home tracker. The download above stays free either way.

Email me a link back to the care-home tracker.

It reaches a real person · Privacy

The short answer: what stops, what carries on, what to claim

Who pays the fees decides most of it. Public money paying for the place — the council or an HSC Trust paying any part of it, or the NHS paying for all of it — is what stops the disability benefits after 28 days. A self-funder paying the whole cost keeps them. A few things carry on whatever happens, and a few have to be claimed.

Stops from day 29 — if public money pays

  • Attendance Allowance and the daily living part of PIP, when the council pays any part of the cost or the NHS pays for the whole place. In Scotland, Pension Age Disability Payment and Adult Disability Payment daily living.
  • The care part of DLA, on the same rule.
  • Carer's Allowance or Carer Support Payment, once the benefit it rests on stops.
  • Housing payments, after a permanent move — ask the council or the Jobs and Benefits office.

Carries on

  • State Pension, in every case. It is counted as income in the fees assessment.
  • Pension Credit — report the move. The severe disability amount may end.
  • The mobility part of PIP, DLA or Adult Disability Payment — unless the NHS funds a home that treats them like a hospital.
  • Everything above, for a self-funder paying the whole cost — except in Scotland, where taking free personal care counts as public money.

Claim or apply for

  • An NHS continuing-healthcare assessment (England and Wales).
  • The NHS nursing contribution, or Scotland's free personal and nursing care.
  • The Council Tax exemption — or, in Northern Ireland, exclusion from rates. None is automatic.
  • A reduced-price TV licence, through the care home manager.

Tell them first

Tell the office that pays each benefit as soon as the move happens — each one separately. Someone else can do it if they give their own name and contact details. They will ask for the care home's address, the date they went in, their previous address, how the stay is paid for, the council involved, and any power of attorney or appointee — and about any hospital stay in the 28 days before.

GOV.UK's own pages give different triggers — one night, more than 2 days, more than 4 weeks — so do not wait for a count: tell them when it happens. GOV.UK · benefits in a care home (published 3 February 2026)mygov.scot · PADP changesnidirect · care homes and benefits

The 28-day rule

The first 28 days in a care home are paid whoever pays the fees. Day 29 is the first day without the payment. Separate stays no more than 28 days apart are added together — so a respite stay last month can bring the date forward.

The same 28 days in all four nations. AA Regulations 1991 reg 8PIP Regulations 2013 reg 32SSI 2024/166 reg 19AA Regulations (NI) 1992 reg 8

Your route: what changes for your family

Four answers give you your own column of the tables below, and your dates. Choose the nation, who pays, whether the stay is permanent, and what happens to the home. Add the day they move in to see the dates. Nothing you choose leaves this page.

England · council-funded

Add the day they move in to see the dates — when the 28 days run out, and when the home starts to count.

Attendance AllowanceStops from day 29

Paid for the first 28 days, then stops while the council pays any part of the cost of accommodation, board or personal care — even a small part.

PIP — daily living partStops from day 29

Paid for the first 28 days, then stops while the council pays any part of the cost.

PIP or DLA — mobility partCarries on

The care-home rules stop only the daily living and care parts. GOV.UK puts it as "might still be able to get" the mobility parts of PIP and DLA.

DLA — care part (adults still on DLA)Stops from day 29

Paid for the first 28 days, then not payable while public money meets the costs (Decision Makers' Guide 61715–61716).

Pension CreditCarries on

Report the move. After 4 weeks in a care home, also report any change in who pays the fees, a temporary stay becoming permanent, a move to another home, or a hospital stay. Assessed income period (AIP): "Your Pension Credit award letter will tell you if you have an AIP." If they have one, GOV.UK says it "will end if your household circumstances change, for example if you move into a care home", and "You'll get a letter saying your AIP has ended." The extra amount for severe disability goes with Attendance Allowance or PIP daily living, so it may end when they do. A couple's joint claim may need to become two single claims after a permanent move: nidirect says so for Northern Ireland; ask the Pension Service.

State PensionCarries on

It is counted as income in the council's financial assessment. Tell the Pension Service after the move — even for a temporary stay. (GOV.UK's care-home page says "any other benefits you get will stop"; State Pension does not.)

Carer's Allowance (the carer's own benefit)Stops from day 29

It depends on their Attendance Allowance or PIP daily living, so it is likely to end when that stops after 28 days (read from the qualifying-benefit rule; GOV.UK does not say it in one sentence).

Housing Benefit or Universal Credit housing costsReport it

Report it: GOV.UK lists going into a care home as a change for Housing Benefit, and for Universal Credit says use the online account. We found no Great Britain rule to quote on what then happens to housing payments; expect them to end on a permanent move, and ask.

Winter Fuel Payment (winter 2026 to 2027)Same in every route

Can still be paid in a care home — unless they get Universal Credit, Pension Credit or income-related ESA and lived in a care home for the whole time from 29 June 2026 or earlier.

Council Tax on the home left behindApply for it

If the home is left empty after a permanent move, it is exempt for as long as it stays empty (Class E) — apply, it is not automatic. If a husband, wife or partner still lives there it is not empty: the resident is not counted, so one adult left alone gets 25% off. A short stay does not usually qualify, because Class E needs the care home to have become their main home.

The home in the council's financial assessmentAsk in writing

Ignored for the first 12 weeks of a permanent stay, then counted — unless a partner, a relative aged 60 or over or incapacitated, or a child under 18 still lives there. Leave and re-enter within 52 weeks and the unused weeks carry over.

NHS nursing contribution (funded nursing care)Apply for it

Paid in the same way: it is available whoever funds the rest of the fees.

TV licenceSame in every route

A resident of an eligible care home who is retired and over 60, or disabled, can get a reduced-price licence — the housing manager checks and applies. Otherwise their room needs its own licence. The free licence for over-75s needs Pension Credit.

The home: Council Tax: exempt while empty after a permanent move (Class E) — apply, it is not automatic.

Show the 43 organisations to tell in England →

Worked out by plain calendar arithmetic from the date you entered. Each office makes its own decision; where a date matters, confirm it with them in writing.

Benefit by benefit: by nation, and by who pays

Find the nation, then the card for the benefit, then the line for who pays. "Carries on" and "Stops from day 29" are the rules as the law and the official guidance state them. "Ask in writing" marks the places where the guidance is unclear or the answer depends on facts only the office can check — we say why in the cell rather than guess.

Which route are you on? The capital limits

England. Over £23,250 in capital, the council may not pay towards a permanent care-home place. (Law · SI 2014/2672 reg 12)
Wales. The capital limit for residential care is £50,000. (Law · WSI 2015/1843 reg 11)
Scotland. From 6 April 2026 the lower limit is £22,750 and the upper limit £36,750. Above the upper limit they pay the fees, and still get free personal and nursing care. (Official guidance · Care Information Scotland · capital limits (updated 14 May 2026))
Northern Ireland. Over £23,250 the HSC Trust assesses them as able to pay in full. Between £14,250 and £23,250 they pay £1 a week for every £250; at £14,250 or under, capital is ignored. (Official guidance · nidirect · paying care home fees)

The value of the home is ignored for the first 12 weeks of a permanent stay — see the row on the home in each table.

England & Wales

DWP pays these benefits across Great Britain. Wales differs from England only where a line says so. 13 benefits and bills, each with its source, read 10 October 2026.

England & Wales: what happens to each benefit and bill when someone moves into a care home, by who pays the fees. Sources read 10 October 2026.
Benefit or billSelf-funded: They pay the whole cost, alone or with family or a charity — not the councilCouncil-funded: The council (in Northern Ireland, the HSC Trust) pays any part of itNHS-funded: The NHS pays the whole placement (NHS continuing healthcare)Short stay: Respite or a temporary stay, whoever pays
Attendance AllowanceTell: DWP Attendance Allowance helpline
Carries on
While their own money — or their own with help from family or a charity — meets the whole cost. If the NHS pays a nursing contribution, see the note below.
Stops from day 29
Paid for the first 28 days, then stops while the council pays any part of the cost of accommodation, board or personal care — even a small part.
Stops from day 29
GOV.UK: most benefits usually stop within 28 days of admission when NHS continuing healthcare funds the stay.
Paid for 28 days
Paid for the first 28 days, whoever pays. Stays no more than 28 days apart are added together.
If the NHS also pays a nursing contribution: GOV.UK's summary lists it as a trigger, but the regulations test whether public money pays for accommodation, board or personal care, and nursing by a registered nurse is not on that list. Tell the office exactly how the fees are paid and ask in writing whether it affects the award.
Basis · source
Law
AA Regulations 1991 reg 7AA Regulations 1991 reg 8SSCBA 1992 s.67GOV.UK · AA eligibilityGOV.UK · benefits in a care home (published 3 February 2026)DWP Decision Makers' Guide ch.61
Read 10 October 2026
PIP — daily living partTell: DWP PIP enquiry line
Carries on
While their own money, or family or a charity, meets the whole cost. The note on the NHS nursing contribution under Attendance Allowance applies here too.
Stops from day 29
Paid for the first 28 days, then stops while the council pays any part of the cost.
Stops from day 29
GOV.UK: usually stops within 28 days when NHS continuing healthcare funds the stay.
Paid for 28 days
The first 28 days are paid. Separate stays no more than 28 days apart count as one (reg 32).
Basis · source
Law
PIP Regulations 2013 reg 28PIP Regulations 2013 reg 30PIP Regulations 2013 reg 32Welfare Reform Act 2012 s.85GOV.UK · benefits in a care home (published 3 February 2026)
Read 10 October 2026
PIP or DLA — mobility partTell: DWP (PIP enquiry line or Disability Service Centre)
Carries on
The care-home rules stop only the daily living and care parts.
Carries on
The care-home rules stop only the daily living and care parts. GOV.UK puts it as "might still be able to get" the mobility parts of PIP and DLA.
Ask in writing
Can stop after 28 days. Where the NHS funds the whole place in a home that employs doctors or nurses and treats them there, DWP may treat the home like a hospital (Decision Makers' Guide 61821). Ask in writing.
Carries on
In a care home, yes. A hospital stay of more than 28 days is different: both parts can stop.
Basis · source
Official guidance
GOV.UK · benefits in a care home (published 3 February 2026)PIP Regulations 2013 reg 28DWP Decision Makers' Guide ch.61
Read 10 October 2026
DLA — care part (adults still on DLA)Tell: DWP Disability Service Centre
Carries on
GOV.UK: a self-funder may be able to keep the care and mobility parts.
Stops from day 29
Paid for the first 28 days, then not payable while public money meets the costs (Decision Makers' Guide 61715–61716).
Stops from day 29
GOV.UK: usually stops within 28 days when NHS continuing healthcare funds the stay.
Report it
GOV.UK's DLA page asks for a report of any stay of more than 2 days, and of any change in how the fees are paid.
Basis · source
Official guidance
GOV.UK · DLA changesGOV.UK · benefits in a care home (published 3 February 2026)DWP Decision Makers' Guide ch.61
Read 10 October 2026
Pension CreditTell: The Pension Service
Carries on
Report the move. After 4 weeks in a care home, also report any change in who pays the fees, a temporary stay becoming permanent, a move to another home, or a hospital stay. Assessed income period (AIP): "Your Pension Credit award letter will tell you if you have an AIP." If they have one, GOV.UK says it "will end if your household circumstances change, for example if you move into a care home", and "You'll get a letter saying your AIP has ended." The extra amount for severe disability goes with Attendance Allowance or PIP daily living, so it may end when they do. A couple's joint claim may need to become two single claims after a permanent move: nidirect says so for Northern Ireland; ask the Pension Service.
Basis · source
Official guidance
GOV.UK · Pension Credit changesGOV.UK · Pension Credit amountsnidirect · care homes and benefits
Read 10 October 2026
State PensionTell: The Pension Service
Carries on
It is counted as income in the council's financial assessment. Tell the Pension Service after the move — even for a temporary stay. (GOV.UK's care-home page says "any other benefits you get will stop"; State Pension does not.)
Basis · source
Official guidance
GOV.UK · Pension Service changesnidirect · care homes and benefitsGOV.UK · benefits in a care home (published 3 February 2026)
Read 10 October 2026
Carer's Allowance (the carer's own benefit)Tell: DWP Carer's Allowance Unit
Ask in writing
Continues only while the person still gets a qualifying benefit (such as Attendance Allowance or PIP daily living) and you still care for them 35 hours a week. Report the move.
Stops from day 29
It depends on their Attendance Allowance or PIP daily living, so it is likely to end when that stops after 28 days (read from the qualifying-benefit rule; GOV.UK does not say it in one sentence).
Stops from day 29
As for a council-funded place: likely to end when their qualifying benefit stops.
Report it
GOV.UK: report a hospital, nursing-home or respite stay of more than 12 weeks, or a break in caring of more than 28 days for any other reason.
Basis · source
Official guidance
GOV.UK · Carer's Allowance eligibilityGOV.UK · Carer's Allowance breaksGOV.UK · Carer's Allowance changes
Read 10 October 2026
Housing Benefit or Universal Credit housing costsTell: The council (Housing Benefit) or the UC journal
Report it
Report it: GOV.UK lists going into a care home as a change for Housing Benefit, and for Universal Credit says use the online account. We found no Great Britain rule to quote on what then happens to housing payments; expect them to end on a permanent move, and ask.
Basis · source
Official guidance
GOV.UK · Housing Benefit changesGOV.UK · benefits in a care home (published 3 February 2026)
Read 10 October 2026
Winter Fuel Payment (winter 2026 to 2027)Tell: DWP Winter Fuel Payment Centre
Same in every route
Can still be paid in a care home — unless they get Universal Credit, Pension Credit or income-related ESA and lived in a care home for the whole time from 29 June 2026 or earlier.
Basis · source
Official guidance
GOV.UK · Winter Fuel Payment
Read 10 October 2026
Council Tax on the home left behindTell: The council's Council Tax team
Apply for it
If the home is left empty after a permanent move, it is exempt for as long as it stays empty (Class E) — apply, it is not automatic. If a husband, wife or partner still lives there it is not empty: the resident is not counted, so one adult left alone gets 25% off. A short stay does not usually qualify, because Class E needs the care home to have become their main home.
Wales: Since 1 April 2026 Wales has its own law: Class E of the Council Tax (Discounts, Disregards and Exemptions) (Wales) Regulations 2026, which also covers a contract-holder. A care-home resident is not counted (reg 17). Contact the council's Council Tax department with evidence.
Basis · source
Law
SI 1992/558 art 3, Class E (England)WSI 2026/8, Class E and reg 17 (Wales)GOV.UK · empty homesGOV.UK · discountsWelsh Government · Council Tax (updated 28 September 2026)
Read 10 October 2026
The home in the council's financial assessmentTell: Council adult social care
Not this route
Not assessed while they pay their own way. It matters if their money runs down and they ask the council for help.
Ask in writing
Ignored for the first 12 weeks of a permanent stay, then counted — unless a partner, a relative aged 60 or over or incapacitated, or a child under 18 still lives there. Leave and re-enter within 52 weeks and the unused weeks carry over.
Wales: the same 12 weeks and the same relatives, under the Care and Support (Financial Assessment) (Wales) Regulations 2015, Sch 2.
Not this route
Not assessed: NHS continuing healthcare is free, arranged and funded solely by the NHS.
Carries on
For a temporary stay the home is ignored while they intend to return to it and it is still available to them (the same rule in Wales).
Basis · source
Law
SI 2014/2672 Sch 2WSI 2015/1844 Sch 2NHS · continuing healthcare
Read 10 October 2026
NHS nursing contribution (funded nursing care)Tell: Integrated care board (England) · health board (Wales)
Apply for it
Paid by the NHS straight to the nursing home for anyone assessed as needing nursing care, whoever pays the rest. England: £267.68 a week from 1 April 2026.
Wales: a weekly amount paid by the local health board to the home, the same in every board and reviewed each year. We found no published 2026–27 Welsh rate, so none is printed here.
Apply for it
Paid in the same way: it is available whoever funds the rest of the fees.
Not this route
Not paid separately: NHS continuing healthcare already covers the whole placement.
Ask in writing
Ask the integrated care board or health board: we found nothing published on short stays.
Basis · source
Official guidance
NHS · funded nursing careNHS · continuing healthcareWelsh Government · funded nursing care (updated 21 March 2023)
Read 10 October 2026
TV licenceTell: The care home manager, or TV Licensing
Same in every route
A resident of an eligible care home who is retired and over 60, or disabled, can get a reduced-price licence — the housing manager checks and applies. Otherwise their room needs its own licence. The free licence for over-75s needs Pension Credit.
Basis · source
Official guidance
GOV.UK · TV licenceTV Licensing · care homes
Read 10 October 2026; the browser-only page 3 October 2026

Scotland

Social Security Scotland pays Pension Age Disability Payment, Adult Disability Payment and Carer Support Payment. The trap is free personal care. 13 benefits and bills, each with its source, read 10 October 2026.

Scotland: what happens to each benefit and bill when someone moves into a care home, by who pays the fees. Sources read 10 October 2026.
Benefit or billSelf-funded: They pay the whole cost, alone or with family or a charity — not the councilCouncil-funded: The council (in Northern Ireland, the HSC Trust) pays any part of itNHS-funded: The NHS pays the whole placement (NHS continuing healthcare)Short stay: Respite or a temporary stay, whoever pays
Pension Age Disability Payment (replaces Attendance Allowance)Tell: Social Security Scotland
Ask in writing
Carries on only while they, family or a charity pay — not a local authority. Taking the free personal care payment counts as public funding: Pension Age Disability Payment then becomes £0 from day 29. The nursing payment alone does not affect it — though the guide says nursing care is unlikely without personal care in a care home.
Stops from day 29
Becomes £0 from the day after 28 days in a care home, while the council pays any part (the self-funder exception excludes a local authority).
Not this route
Scotland has no NHS continuing-healthcare route into a care home since 1 June 2015 — see the NHS row below.
Paid for 28 days
The first 28 days are paid. The 28 days can be made of separate stays, if no more than 28 days lie between them.
Still on DWP Attendance Allowance, not yet moved across? The Great Britain rules in the England & Wales table apply until Social Security Scotland moves the award. Not telling Social Security Scotland about a change may be an offence (s.72 Social Security (Scotland) Act 2018).
Basis · source
Law
SSI 2024/166 reg 19Social Security Scotland · PADP guidemygov.scot · PADPmygov.scot · PADP changes
Read 10 October 2026
Adult Disability Payment — daily living (working age)Tell: Social Security Scotland
Carries on
Kept for the whole stay if the full cost is paid by them, or by them with help from another person or a charity — not a local authority (reg 27(4)). Low-income benefits used to pay count as their own money. The guide mentions free personal care alongside public funding but does not say outright whether it ends daily living — ask in writing before relying on keeping it alongside free personal care.
Stops from day 29
Paid for the first 28 days. Where the place is publicly funded, the guide says: "The individual stops being paid the daily living component on the 29th day of their time spent in a care home" (reg 27(2)).
Not this route
See the NHS row below. In hospital, both parts stop on the 29th day for anyone aged 18 or over (reg 28(2)).
Paid for 28 days
The first 28 days are paid; separate stays no more than 28 days apart count together.
They have a legal duty to tell Social Security Scotland about entering or leaving a care home (s.56 Social Security (Scotland) Act 2018).
Basis · source
Official guidance
ADP guide · time in a care home (published 7 August 2025)ADP guide · exceptions (published 7 August 2025)Social Security Scotland · ADP guide (published 7 August 2025)
Read 10 October 2026
Adult Disability Payment — mobilityTell: Social Security Scotland
Carries on
The guide: "An individual's entitlement to payment of the mobility component of ADP is not affected by time spent in a care home" (reg 27). A hospital stay is different: after 28 days in hospital both parts stop for anyone aged 18 or over.
Basis · source
Official guidance
Social Security Scotland · ADP guide (published 7 August 2025)ADP guide · time in a care home (published 7 August 2025)
Read 10 October 2026
Pension CreditTell: The Pension Service
Carries on
The same Great Britain rules as England and Wales. Report the move, and after 4 weeks any change in who pays the fees. Assessed income period (AIP): "Your Pension Credit award letter will tell you if you have an AIP." If they have one, GOV.UK says it "will end if your household circumstances change, for example if you move into a care home", and "You'll get a letter saying your AIP has ended." Pension Age Disability Payment and Adult Disability Payment daily living both count for the severe disability amount, so it may end when they stop.
Basis · source
Official guidance
GOV.UK · Pension Credit changesGOV.UK · Pension Credit amounts
Read 10 October 2026
State PensionTell: The Pension Service
Carries on
It is counted as income in the council's financial assessment. Tell the Pension Service after the move.
Basis · source
Official guidance
GOV.UK · Pension Service changesmygov.scot · care homes
Read 10 October 2026
Carer Support Payment (the carer's own payment)Tell: Social Security Scotland
Ask in writing
Ends if their Pension Age Disability Payment is set to £0 — which taking free personal care does after 28 days. Report the change in your hours of care.
Stops from day 29
Stops when the qualifying benefit is set to £0 (a Social Security Scotland benefit) or stopped (a DWP one) because of the stay.
Not this route
See the NHS row below.
Paid for 28 days
Can carry on through a break in caring of up to 4 weeks for any reason, or up to 12 weeks where hospital is involved.
Basis · source
Official guidance
Social Security Scotland · CSP guidemygov.scot · CSP changes
Read 10 October 2026
Housing Benefit or Universal Credit housing costsTell: The council (Housing Benefit) or the UC journal
Report it
Report it, as in England and Wales. We found no rule to quote on what then happens to housing payments; expect them to end on a permanent move, and ask.
Basis · source
Official guidance
GOV.UK · Housing Benefit changesGOV.UK · benefits in a care home (published 3 February 2026)
Read 10 October 2026
Pension Age Winter Heating Payment (winter 2026 to 2027)Tell: Social Security Scotland
Same in every route
Not paid if they were in residential care for the whole qualifying week, went in before 29 June 2026, and got Pension Credit, income-based JSA, income-related ESA, Income Support or Universal Credit. Residential care means a care home, or a hospital that is not part of the NHS.
Basis · source
Official guidance
mygov.scot · winter heating
Read 10 October 2026
Council Tax on the home left behindTell: The council
Apply for it
The former home of someone now living elsewhere to receive personal care stays exempt while it is unoccupied — Schedule 1, paragraph 5 of the Council Tax (Exempt Dwellings) (Scotland) Order 1997. Ask the council to confirm it in writing: most empty homes are exempt only for 6 months, and councils may charge a premium on long-term empty homes (the cap on that premium was lifted on 1 April 2026). If someone still lives there, the resident is not counted (LGFA 1992 Sch 1 para 8). Water and waste-water charges: check with the council.
Basis · source
Law
SI 1997/728 Sch 1 para 5 (Scotland)LGFA 1992 Sch 1mygov.scot · empty homesScottish Government circular 6/2026mygov.scot · discounts
Read 10 October 2026
The home in the council's financial assessmentTell: Council social work department
Not this route
Not assessed while they pay their own way.
Ask in writing
Ignored for the first 12 weeks of a permanent admission. Ignored for good while a husband, wife or partner, a relative aged 60 or over or incapacitated, or a dependent child under 16 lives there — and at the council's discretion in other cases.
Not this route
See the NHS row below.
Carries on
Ignored for a temporary stay, which can last up to 52 weeks or longer in some cases.
Basis · source
Official guidance
Care Information Scotland · property disregard
Read 10 October 2026
Free personal and nursing careTell: Council social work department
Apply for it
Paid to self-funders too, after a care needs assessment: £260.30 a week for personal care and £117.10 for nursing care from 1 April 2026. Not backdated before the assessment. Taking the personal care payment ends Pension Age Disability Payment after 28 days — weigh the two before you apply.
Apply for it
Part of the council-funded package after the assessment.
Not this route
See the NHS row below.
Ask in writing
Ask the council: we found nothing published on short stays.
Moving a parent to Scotland while keeping their home in England, Wales or Northern Ireland? Care Information Scotland says they are not eligible for free personal and nursing care.
Basis · source
Official guidance
mygov.scot · personal and nursing care (updated 10 June 2026)Care Information Scotland · personal careCare Information Scotland · capital limits (updated 14 May 2026)
Read 10 October 2026
Fully NHS-funded careTell: The NHS board
Not this route
Since 1 June 2015 Scotland has no NHS continuing-healthcare route into a care home. Its replacement, Hospital Based Complex Clinical Care, asks whether care needs can be met anywhere other than a hospital. People already NHS-funded in a care home under the old rules stay so while they remain eligible.
Basis · source
Official guidance
Scottish Government DL(2015)11 (effective 1 June 2015)Care Information Scotland · HBCCC (updated 2 September 2020)
Read 10 October 2026
TV licenceTell: The care home manager, or TV Licensing
Same in every route
The same UK-wide scheme: a reduced-price licence for eligible residents who are retired and over 60, or disabled, applied for by the manager.
Basis · source
Official guidance
GOV.UK · TV licenceTV Licensing · care homes
Read 10 October 2026; the browser-only page 3 October 2026

Northern Ireland

The Department for Communities pays these benefits; the HSC Trust, not a council, assesses and funds care. Rates, not Council Tax. 12 benefits and bills, each with its source, read 10 October 2026.

Northern Ireland: what happens to each benefit and bill when someone moves into a care home, by who pays the fees. Sources read 10 October 2026.
Benefit or billSelf-funded: They pay the whole cost, alone or with family or a charity — not the councilCouncil-funded: The council (in Northern Ireland, the HSC Trust) pays any part of itNHS-funded: The NHS pays the whole placement (NHS continuing healthcare)Short stay: Respite or a temporary stay, whoever pays
Attendance AllowanceTell: Disability and Carers Service
Carries on
nidirect: usually continues when the Trust is not helping with the fees.
Stops from day 29
Paid for the first four weeks when the Trust helps with the fees (if they were entitled before moving in). The law is the 28-day rule in the NI regulations.
Ask in writing
We found no Northern Ireland page on fully NHS-funded care-home places. Ask the Trust how the place is funded, and tell the Disability and Carers Service.
Paid for 28 days
The first 28 days are paid; separate stays no more than 28 days apart count as one.
If the home is ignored for the first 12 weeks of a permanent stay and the Trust funds that time: paid for the first four weeks, then restarts from week 13 or when they start self-funding.
Basis · source
Law
AA Regulations (NI) 1992 reg 8nidirect · care homes and benefitsnidirect · Attendance Allowance
Read 10 October 2026
PIP — daily living partTell: PIP Centre
Carries on
While their own money, or family or a charity, meets the total cost (reg 30(5)).
Stops from day 29
Paid for the first 28 days, then stops while public money pays (regs 28 and 30).
Ask in writing
Ask the Trust how the place is funded, and tell the PIP Centre.
Paid for 28 days
The first 28 days are paid.
Basis · source
Law
PIP Regulations (NI) 2016 reg 28PIP Regulations (NI) 2016 reg 30nidirect · PIP
Read 10 October 2026
DLA — care and mobility partsTell: Disability and Carers Service
Carries on
The care part usually continues; nidirect says the move should not affect the mobility part.
Ask in writing
Care part: paid for the first four weeks. Mobility part: nidirect says it should not be affected and is ignored when the Trust works out the contribution — but also that both parts may be affected if the Trust funds the fees. Ask in writing.
Ask in writing
Ask the Trust how the place is funded, and tell the Disability and Carers Service.
Paid for 28 days
At least the first four weeks are paid; a self-funder's usually continues.
Basis · source
Official guidance
nidirect · care homes and benefits
Read 10 October 2026
Pension CreditTell: Jobs and Benefits office
Carries on
It counts as income when the Trust works out the contribution. A temporary stay can keep it for up to 52 weeks. After a permanent move a couple should claim as separate individuals.
Basis · source
Official guidance
nidirect · care homes and benefits
Read 10 October 2026
State PensionTell: The office that pays it
Carries on
nidirect: moving into a home will not affect it, but it is counted as income when the contribution to the fees is assessed.
Basis · source
Official guidance
nidirect · care homes and benefits
Read 10 October 2026
Carer's Allowance (the carer's own benefit)Tell: Disability and Carers Service
Ask in writing
Continues only while the person still gets a qualifying benefit and you still care for them 35 hours a week.
Stops from day 29
Likely to end when their qualifying benefit stops (read from the qualifying-benefit rule).
Ask in writing
Ask the Disability and Carers Service.
Report it
Report a hospital, nursing-home or respite stay of more than 12 weeks.
Basis · source
Official guidance
nidirect · Carer's Allowance
Read 10 October 2026
Housing Benefit or Universal Credit housing costsTell: Jobs and Benefits office
Stops from day 29
After a permanent move Universal Credit can be claimed, but with no help for housing costs, because care-home charges are not rent.
Stops from day 29
The same: no help with housing costs after a permanent move.
Stops from day 29
The same: no help with housing costs after a permanent move.
Carries on
Housing Benefit can continue for up to 52 weeks for a short break or temporary care — but stops if a trial period goes beyond 13 weeks.
Basis · source
Official guidance
nidirect · care homes and benefits
Read 10 October 2026
Winter Fuel PaymentTell: Winter Fuel Payment Centre
Report it
Report a move into a care home. We could not read the Northern Ireland care-home eligibility rule, so we do not state one — do not assume Great Britain's.
Basis · source
Official guidance
nidirect · Winter Fuel Payment
Read 10 October 2026
Rates on the home left behind (not Council Tax)Tell: Land & Property Services
Apply for it
Rates are the same for empty or lived-in homes, but an empty home can be excluded — 100% relief — where all the legal owners are in permanent care. Apply to Land & Property Services with evidence, and keep paying while they decide. A spouse still living there, or one joint owner not in care, means no exclusion.
Basis · source
Official guidance
nidirect · empty homes and rates
Read 10 October 2026
The home in the Trust's financial assessmentTell: HSC Trust
Not this route
Not assessed while they pay their own way.
Ask in writing
Counts as capital 12 weeks after a permanent move — unless a husband, wife or civil partner, or a close relative who is 60 or over or disabled, still lives there.
Ask in writing
Ask the Trust.
Ask in writing
A temporary stay may be means-tested in the same way as a permanent one — ask the Trust.
Basis · source
Official guidance
nidirect · paying care home feesnidirect · temporary stays
Read 10 October 2026
Trust nursing paymentTell: HSC Trust
Apply for it
In a nursing home with assessed nursing needs, the Trust pays £100 a week towards the nursing — as nidirect prints it. The 2026–27 charging circular could not be opened, so check the figure with the Trust.
Basis · source
Official guidance
nidirect · paying care home fees
Read 10 October 2026
TV licenceTell: The care home manager, or TV Licensing
Same in every route
The same UK-wide scheme: a reduced-price licence for eligible residents who are retired and over 60, or disabled, applied for by the manager.
Basis · source
Official guidance
GOV.UK · TV licenceTV Licensing · care homes
Read 10 October 2026; the browser-only page 3 October 2026

The three tables print in full in the tracker PDF, and sit on their own tab in the spreadsheet. Download the PDF →

Seven things that catch families out

Most money is lost to a misunderstanding, not a rule nobody knew. These are the points where the official summaries are loose, the nations differ, or the obvious step is the wrong one.

A part-funded council place still stops Attendance Allowance

Only the whole cost met from their own money — or with help from family or a charity — keeps Attendance Allowance or PIP daily living. If the council pays any part, however small, both stop after 28 days. The law says "any of the costs".

The NHS nursing payment: nobody can give you a flat answer

GOV.UK's summary lists "NHS funding for nursing care" as a reason most benefits stop. The regulations ask whether public money pays for accommodation, board or personal care — and nursing by a registered nurse is not on that list. Tell the benefit office exactly how the fees are paid, including any NHS nursing payment, and ask in writing whether it affects the award.
SourceGOV.UK · benefits in a care home (published 3 February 2026)SSCBA 1992 s.67DWP Decision Makers' Guide ch.61Read 10 October 2026

A fully NHS-funded place can stop mobility too

Where the NHS pays for the whole place in a home that employs doctors or nurses and treats the person there, DWP may treat the home like a hospital. Then the mobility part can stop after 28 days as well (DWP Decision Makers' Guide 61821).
SourceDWP Decision Makers' Guide ch.61Read 10 October 2026

GOV.UK says "any other benefits will stop". State Pension does not.

That sentence sits on GOV.UK's care-home page above a table that sends State Pension questions to the Pension Service. State Pension carries on; it is counted as income in the fees assessment.
SourceGOV.UK · benefits in a care home (published 3 February 2026)nidirect · care homes and benefitsRead 10 October 2026

Do not cancel the house insurance

Most home policies limit how long a house can stand empty. Tell the insurer before that limit, and keep buildings cover — a mortgage lender will usually expect it. This is practice, not law: read the policy schedule.
PracticeNo official rule — insurers' own terms. Read the policy.

Royal Mail cannot redirect post from a nursing home

Royal Mail will redirect someone's post to you for a care-home move, but only by post or at a Post Office, with a power of attorney or similar authority — and it cannot redirect from shared buildings such as nursing homes.
SourceRoyal Mail · redirecting for someone elseRead 10 October 2026; the browser-only page 3 October 2026

Who to tell: the tracker (71 organisations)

Each organisation: what to tell them, how, and what changes. Tick each one as you go — your ticks stay on this device only. Rows marked "Practice · no official rule" are prompts: we found nothing official to quote, so they tell you to ask rather than state a rule.

Showing 71 of 71 · 0 marked as told on this device

Benefits and pensions

22 organisations · what to tell them · how · what changes · the source, read 10 October 2026.

EnglandWalesScotland

DWP — Attendance Allowance

Tell them
That they have gone into a care home: the home's address, the dates, and how the stay is paid for.
How
Attendance Allowance helpline 0800 731 0122.
What changes
Stops after 28 days if the council pays any part or the NHS pays for the whole place; carries on for a self-funder. In Scotland, only for anyone not yet moved to Pension Age Disability Payment.
Official guidanceGOV.UK · AA changesGOV.UK · AA eligibilityRead 10 October 2026
EnglandWalesScotland

DWP — Personal Independence Payment

Tell them
Going into a hospital, hospice, nursing home or care home, and any change in how the fees are funded.
How
PIP enquiry line 0800 121 4433.
What changes
Daily living stops after 28 days if public money pays; mobility usually carries on. New Scottish claims are for Adult Disability Payment instead.
Official guidanceGOV.UK · PIP changesGOV.UK · benefits in a care home (published 3 February 2026)Read 10 October 2026
EnglandWalesScotland

DWP — Disability Living Allowance

Tell them
The care-home stay, then any change in how the fees are funded, a temporary stay becoming permanent, a move to another home, or a hospital stay.
How
The Disability Service Centre, which pays DLA.
What changes
The care part stops after 28 days if public money pays; the mobility part may carry on.
Official guidanceGOV.UK · DLA changesGOV.UK · benefits in a care home (published 3 February 2026)Read 10 October 2026
EnglandWalesScotland

The Pension Service — State Pension

Tell them
That they have moved into a care home, even for a temporary stay.
How
By phone or post — and only after they have moved in.
What changes
Nothing stops: State Pension carries on, and is counted as income in the fees assessment.
EnglandWalesScotland

The Pension Service — Pension Credit

Tell them
Going into a care home. After 4 weeks there, also any change in who pays the fees, a temporary stay becoming permanent, a move to another home, or a hospital stay.
How
The Pension Service helpline on GOV.UK's Pension Credit page, or by post to the address on their letters.
What changes
Carries on. Assessed income period (AIP): "Your Pension Credit award letter will tell you if you have an AIP." If they have one, GOV.UK says it "will end if your household circumstances change, for example if you move into a care home", and "You'll get a letter saying your AIP has ended." The severe disability amount may end when Attendance Allowance or PIP daily living stops. A couple's joint claim may need to become two single claims after a permanent move — ask.
EnglandWalesScotland

DWP — Carer's Allowance Unit (if someone claims for caring)

Tell them
The carer reports that the person cared for has gone into a care home.
How
Online, or the Carer's Allowance Unit on 0800 731 0297.
What changes
Depends on the person still getting a qualifying benefit and 35 hours' care a week, so it is likely to end when their benefit stops.
EnglandWalesScotland

Universal Credit

Tell them
The move into a care home.
How
A message in the online journal, or the Universal Credit helpline.
What changes
We found no Great Britain rule to quote on housing costs in a care home — ask.
Official guidanceGOV.UK · benefits in a care home (published 3 February 2026)Read 10 October 2026
EnglandWalesScotland

Housing Benefit — the local council

Tell them
Going into a care home.
How
The council that pays the Housing Benefit.
What changes
Expect housing payments to end on a permanent move, and ask the council.
Official guidanceGOV.UK · Housing Benefit changesRead 10 October 2026
EnglandWalesScotland

Jobcentre Plus (working age: ESA or JSA)

Tell them
The move, if they claim either benefit.
How
By phone, as GOV.UK's care-home page says.
What changes
Rare for this move — most people moving into a care home are over pension age.
Official guidanceGOV.UK · benefits in a care home (published 3 February 2026)Read 10 October 2026
EnglandWales

Winter Fuel Payment Centre

Tell them
A change of address.
How
The Winter Fuel Payment Centre.
What changes
Still payable in a care home, unless on a means-tested benefit and in care for the whole time from 29 June 2026 or earlier.
Official guidanceGOV.UK · Winter Fuel PaymentRead 10 October 2026
EnglandWalesScotland

DWP — becoming an appointee (if they cannot manage)

Tell them
Apply to deal with their DWP benefits if they cannot manage their own affairs.
How
Apply to the DWP. A power of attorney is a separate route.
What changes
A DWP appointee cannot normally act for Social Security Scotland awards.
Official guidanceGOV.UK · appointeemygov.scot · appointeesRead 10 October 2026
Scotland

Social Security Scotland — Pension Age Disability Payment

Tell them
Going into the care home, and any change in how the fees are paid — including any free personal care.
How
Freephone 0800 182 2222, 8am to 5pm, Monday to Friday.
What changes
£0 from day 29 if public money pays — and taking free personal care counts. Not telling them may be an offence.
Scotland

Social Security Scotland — Adult Disability Payment

Tell them
Entering or leaving a care home — they have a legal duty to tell Social Security Scotland.
How
Freephone 0800 182 2222.
What changes
Daily living stops on the 29th day if the place is publicly funded; mobility is not affected; self-funders keep daily living.
Official guidanceADP guide · time in a care home (published 7 August 2025)ADP guide · exceptions (published 7 August 2025)mygov.scot · contact Social Security ScotlandRead 10 October 2026
Scotland

Social Security Scotland — Carer Support Payment

Tell them
That the person you care for is in residential care, such as respite or a care home.
How
Freephone 0800 182 2222.
What changes
Ends when the cared-for person's qualifying benefit is set to £0 or stopped because of the stay.
Scotland

Social Security Scotland — Pension Age Winter Heating Payment

Tell them
The move, with the date they went into care.
How
Freephone 0800 182 2222.
What changes
Not paid if in residential care for the whole qualifying week, in care before 29 June 2026 and on a listed means-tested benefit.
Official guidancemygov.scot · winter heatingRead 10 October 2026
Scotland

Social Security Scotland — appointee

Tell them
Apply to act for them if they cannot make or communicate decisions.
How
Through Social Security Scotland.
What changes
A person who can make their own decisions cannot have an appointee, but can have a third-party representative.
Official guidancemygov.scot · appointeesRead 10 October 2026
Northern Ireland

Disability and Carers Service — Attendance Allowance and DLA

Tell them
That they have gone into a residential or care home.
How
DLA: 0800 587 0912. For Attendance Allowance, contact the Disability and Carers Service — nidirect lists no separate number.
What changes
Paid for the first four weeks if the Trust helps with the fees; usually continues for a self-funder.
Northern Ireland

PIP Centre (Northern Ireland)

Tell them
That they have gone into a residential or care home.
How
0800 587 0932.
What changes
Daily living stops after 28 days if public money pays.
Northern Ireland

Carer's Allowance (Northern Ireland)

Tell them
If the person you care for will be in hospital, a nursing home or respite care for more than 12 weeks.
How
0800 587 0912.
What changes
Depends on the person still getting a qualifying benefit and 35 hours' care a week.
Official guidancenidirect · Carer's AllowanceRead 10 October 2026
Northern Ireland

Jobs and Benefits office

Tell them
Changes to any other benefit, such as Pension Credit or Housing Benefit.
How
Your local Jobs and Benefits office.
What changes
Pension Credit carries on; Universal Credit gives no help with housing costs after a permanent move.
Official guidancenidirect · care homes and benefitsRead 10 October 2026
Northern Ireland

State Pension (Northern Ireland)

Tell them
That they have moved into a care home.
How
The office that pays it — the address is on their pension letters. We did not research a Northern Ireland number, so none is printed.
What changes
Not affected by the move; counted as income when the Trust assesses the contribution.
Official guidancenidirect · care homes and benefitsRead 10 October 2026
Northern Ireland

Winter Fuel Payment Centre (Northern Ireland)

Tell them
That they have moved into a care home.
How
nidirect's report-a-change route.
What changes
The Northern Ireland care-home eligibility rule could not be read — do not assume Great Britain's.
Official guidancenidirect · Winter Fuel PaymentRead 10 October 2026

Care, the council and the NHS

12 organisations · what to tell them · how · what changes · the source, read 10 October 2026.

EnglandWales

Council adult social care

Tell them
Ask for a needs assessment; a financial assessment follows. If a care package or direct payment is in place at home, tell them it ends.
How
The council's adult social care team.
What changes
The council's help depends on capital: in England it may not pay above £23,250.
Official guidanceGOV.UK · needs assessmentSI 2014/2672 reg 12Read 10 October 2026
Scotland

Council social work department

Tell them
Ask for a care needs assessment — free personal and nursing care is paid only after it — and the financial assessment.
How
The local council.
What changes
Free personal care is not backdated before the assessment.
Official guidancemygov.scot · care homesmygov.scot · personal and nursing care (updated 10 June 2026)Read 10 October 2026
Northern Ireland

Health and Social Care Trust

Tell them
The Trust assesses care needs and advises on the type of home, then the financial assessment.
How
The local HSC Trust.
What changes
Whether the Trust helps with the fees changes how Attendance Allowance and DLA are treated.
Official guidancenidirect · care homesnidirect · paying care home feesRead 10 October 2026
England

Integrated care board — NHS continuing healthcare

Tell them
Ask for a continuing-healthcare checklist before or at the move; funded nursing care follows if they need nursing but do not qualify.
How
Through the hospital team, the GP or the integrated care board.
What changes
A decision normally within 28 days of a completed checklist; if a delay is unjustifiable, care costs are refunded from the 29th day.
Official guidanceNHS · continuing healthcareNHS · funded nursing careRead 10 October 2026
Wales

Local health board — continuing healthcare (Wales)

Tell them
Ask for an assessment: eligibility turns on a primary health need.
How
The local health board.
What changes
Funded nursing care is paid by the health board to the home, at one all-Wales weekly rate.
Official guidanceWelsh Government · CHCWelsh Government · funded nursing care (updated 21 March 2023)Read 10 October 2026
England

Beacon — free continuing-healthcare advice

Tell them
Questions about an NHS continuing-healthcare assessment or decision.
How
The helpline NHS.UK names: 0345 548 0300.
What changes
Independent advice; the NHS names it on its own page.
Official guidanceNHS · continuing healthcareRead 10 October 2026
England

Council Tax — the billing council (England)

Tell them
The home is empty because the owner or tenant has moved permanently into a care home — or that a partner still lives there.
How
The council's own form or phone line. You must apply.
What changes
Empty: exempt (Class E). Partner left alone: 25% off.
Wales

Council Tax — the billing council (Wales)

Tell them
The same, under Wales's own 2026 regulations.
How
The local authority's Council Tax department, with evidence.
What changes
Empty: exempt (Class E, WSI 2026/8). A resident in a care home is not counted.
LawWSI 2026/8, Class E and reg 17 (Wales)Welsh Government · Council Tax (updated 28 September 2026)Read 10 October 2026
Scotland

Council Tax — the council (Scotland)

Tell them
The former home is unoccupied because the owner now lives in a care home.
How
The council's own form. Ask for the decision in writing.
What changes
Exempt under SI 1997/728 Schedule 1 paragraph 5 while unoccupied.
Scotland

Scottish Water charges (billed with Council Tax)

Tell them
Ask the council whether the water and waste-water charges stop with the Council Tax exemption.
How
The council's Council Tax team.
What changes
We could not read Scottish Water's 2026–27 leaflet, so we state no rule.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
Northern Ireland

Land & Property Services — rates

Tell them
Apply to exclude the empty home from rates when all the legal owners are in permanent care.
How
0300 200 7801, with the Application for Exclusion from Rating of Empty Homes.
What changes
100% relief if granted. Keep paying while they decide.
Official guidancenidirect · empty homes and ratesRead 10 October 2026
UK-wide

Community alarm or telecare service (often the council)

Tell them
Cancel the service and arrange to return the equipment.
How
The provider's own route.
What changes
Ask whether there is a cancellation charge — no official rule covers it.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.

Money, tax and legal authority

6 organisations · what to tell them · how · what changes · the source, read 10 October 2026.

UK-wide

HMRC

Tell them
The new address, for Income Tax, National Insurance and State Pension.
How
Through their personal tax account, after the move.
What changes
Their tax post goes to the right place.
Official guidanceGOV.UK · tell HMRCRead 10 October 2026
UK-wide

Workplace, personal and annuity pension providers

Tell them
The new address, and who is acting for them.
How
Each provider's own route. GOV.UK's pension finder works for someone else's scheme with their permission.
What changes
Each provider has its own power-of-attorney process.
Official guidanceGOV.UK · find a pensionRead 10 October 2026
UK-wide

Bank and building society

Tell them
The new address, and who will help with the account.
How
Branch, phone or the bank's own form; a power of attorney needs the registered copy.
What changes
A third-party mandate is for everyday transactions and, at Lloyds at least, is not suitable once someone has lost mental capacity. A registered power of attorney lasts.
The organisation's own termsLloyds Bank · types of accessGOV.UK · using an LPARead 10 October 2026
EnglandWales

Office of the Public Guardian

Tell them
That the donor or an attorney has changed address.
How
No supporting documents are needed. Do not alter the lasting power of attorney itself.
What changes
The register stays accurate.
Official guidanceGOV.UK · OPG changesRead 10 October 2026
Scotland

Office of the Public Guardian (Scotland)

Tell them
That a granter or any attorney has changed address.
How
OPG Scotland, with up-to-date contact details.
What changes
The register stays accurate.
Official guidanceOPG ScotlandRead 10 October 2026
Northern Ireland

Office of Care and Protection (Northern Ireland)

Tell them
If there is an enduring power of attorney, it must be registered with the High Court (Office of Care and Protection) once the attorney believes they are no longer capable of managing their affairs.
How
The Office of Care and Protection.
What changes
We could not read its change-of-address route — ask.
Official guidancenidirect · enduring power of attorneyRead 10 October 2026

The home, the bills and the post

14 organisations · what to tell them · how · what changes · the source, read 10 October 2026.

England

Private landlord (England)

Tell them
Notice to end the tenancy.
How
In writing. If the agreement does not say, at least 2 months' notice.
What changes
If they cannot sign, the notice is usually given by their attorney (practice).
Official guidanceGOV.UK · ending a tenancyRead 10 October 2026
Wales

Landlord (Wales — occupation contract)

Tell them
Notice to end the occupation contract.
How
In writing. Citizens Advice Wales says usually at least 4 weeks for a periodic standard contract.
What changes
The statute itself was not read — check the contract.
Charity guidanceCitizens Advice Wales (charity)Read 10 October 2026
Scotland

Private landlord (Scotland)

Tell them
Notice to end the tenancy.
How
At least 28 days' notice — plus 2 extra days if sent by email or letter.
What changes
If they cannot sign, the notice is usually given by their attorney (practice).
Official guidancemygov.scot · giving noticeRead 10 October 2026
Northern Ireland

Private landlord (Northern Ireland)

Tell them
Written notice to quit.
How
At least 4 weeks if the tenancy is 10 years old or less; at least 12 weeks after that.
What changes
If they cannot sign, the notice is usually given by their attorney (practice).
Official guidancenidirect · private rentingRead 10 October 2026
UK-wide

Council or housing association landlord

Tell them
Notice to end the tenancy.
How
Check the landlord's own notice form. An attorney, or sometimes next of kin, may be able to sign it.
What changes
Each landlord sets its own rules.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

Mortgage lender

Tell them
Ask in writing before letting the home or leaving it empty.
How
The lender's own phone line, app or form.
What changes
Each lender sets its own conditions — no official rule.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

Home insurer — the empty house

Tell them
That the home will be empty, before the policy's unoccupied limit (often 60 days).
How
Read the schedule; then the insurer or broker.
What changes
Cover can be lost if an empty home is not declared. Do not just cancel buildings cover — lenders usually expect it.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

Insurer — belongings in the care home

Tell them
Ask whether their belongings are covered in the care home.
How
The insurer.
What changes
Some policies have a limit for contents in a nursing home — ask.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

Electricity and gas supplier

Tell them
The move, meter readings, and where to send the final bill.
How
Give notice, meter readings and a forwarding address — nidirect says at least 48 hours before the move.
What changes
Bills stop being run up in their name.
Official guidancenidirect · moving homeRead 10 October 2026
EnglandWalesScotland

Priority Services Register

Tell them
Nominate someone to receive the supplier's letters and bills.
How
The energy supplier or network operator.
What changes
A family member gets the post that matters.
Official guidanceOfgem · Priority Services RegisterRead 10 October 2026
EnglandWales

Water company

Tell them
That the home will be empty.
How
The water company.
What changes
Ask what is charged on an empty home — no official rule read.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

Phone, broadband and TV provider

Tell them
Cancel or move the contract.
How
The provider.
What changes
There is no published right to leave early because of a care-home move; early-exit fees usually apply. Ask — some waive them.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

TV Licensing

Tell them
Cancel or move the licence; ask the care home manager about the reduced-price licence.
How
The care home manager arranges the reduced-price licence; otherwise TV Licensing.
What changes
Eligible residents who are retired and over 60, or disabled, pay a reduced price.
Official guidanceGOV.UK · TV licenceTV Licensing · care homesRead 10 October 2026; the browser-only page 3 October 2026
UK-wide

Royal Mail — redirection

Tell them
Redirect their post to you, using the special-circumstances route for a care-home move.
How
By post or at a Post Office — not online. You need a power of attorney or similar authority.
What changes
Up to four years. Royal Mail cannot redirect from a nursing home or other shared building.
The organisation's own termsRoyal Mail · redirecting for someone elseRead 10 October 2026; the browser-only page 3 October 2026

GP, pharmacy, dentist and optician

7 organisations · what to tell them · how · what changes · the source, read 10 October 2026.

England

GP practice (England)

Tell them
Ask the care home which practice looks after its residents.
How
The care home manager.
What changes
Every care home in England is aligned to a primary care network. Within 7 working days of admission each resident should have had an assessment of need and a personalised care plan.
Official guidanceNHS England · care homesRead 10 October 2026
Wales

GP practice (Wales)

Tell them
Register with a GP near the care home.
How
The new practice.
What changes
NHS 111 Wales: away from home for 3 months or more, register at the new address.
Official guidanceNHS 111 Wales · GPRead 10 October 2026
Scotland

GP practice (Scotland)

Tell them
Register with a local GP if staying more than 3 months.
How
The new practice.
What changes
Otherwise they can be seen as a temporary resident.
Official guidanceNHS inform · GPRead 10 October 2026
Northern Ireland

GP practice — Business Services Organisation (NI)

Tell them
A change of address, or ask for a new medical card.
How
The Business Services Organisation's own instructions.
What changes
Their health record follows them.
Official guidanceBusiness Services OrganisationRead 10 October 2026
EnglandWales

Pharmacy (nominated for prescriptions)

Tell them
Change the nominated pharmacy.
How
The NHS App, or the pharmacy. The care home may use its own supplying pharmacy — ask.
What changes
Electronic prescriptions go to the right place. This is an England and Wales system; Scotland and Northern Ireland were not read.
Official guidanceNHS England Digital · prescriptionsRead 10 October 2026
England

Dentist

Tell them
Nothing to tell: there is no registration list for NHS dentistry.
How
Find a dentist near the home on NHS.UK.
What changes
A practice may ask them to fill in a form at the first visit.
Official guidanceNHS · finding a dentistRead 10 October 2026
England

Optician

Tell them
Ask whether a visiting optician comes to the care home.
How
The care home, or a local optician.
What changes
Anyone 60 or over is entitled to a free NHS eye test.
Official guidanceNHS · free eye testsRead 10 October 2026

Driving, voting and everything else

10 organisations · what to tell them · how · what changes · the source, read 10 October 2026.

EnglandWalesScotland

DVLA — driving licence

Tell them
The new address.
How
Online or by post.
What changes
Not telling DVLA about an address change can bring a fine.
Official guidanceGOV.UK · licence addressRead 10 October 2026
EnglandWalesScotland

DVLA — dementia or another medical condition

Tell them
A driver with dementia must tell DVLA — a separate duty from the address.
How
DVLA's online medical form.
What changes
Not telling DVLA about a condition that affects driving can bring a fine.
Official guidanceGOV.UK · dementia and drivingRead 10 October 2026
EnglandWalesScotland

DVLA — vehicle log book (V5C)

Tell them
The new address on the log book.
How
On GOV.UK. It is usually free.
What changes
The log book stays in step with the licence.
Official guidanceGOV.UK · V5C addressRead 10 October 2026
Northern Ireland

DVA — driving licence (Northern Ireland)

Tell them
A change of address, immediately.
How
The Driver and Vehicle Agency.
What changes
NI licences are held by DVA, not DVLA.
Official guidancenidirect · moving homeRead 10 October 2026
UK-wide

Blue Badge — the issuing council

Tell them
The change of address.
How
The council that issued the badge.
What changes
mygov.scot says update the badge when the address changes; in England, Wales and Northern Ireland, ask the issuing council.
Official guidancemygov.scot · Blue BadgeRead 10 October 2026
EnglandWalesScotland

Electoral registration

Tell them
Register again with the new address.
How
Online at GOV.UK.
What changes
Where a care-home resident should register was not confirmed from an official source — ask the council's electoral office.
Official guidanceGOV.UK · register to voteRead 10 October 2026
Northern Ireland

Electoral Office for Northern Ireland

Tell them
Register again after the move.
How
Online with EONI.
What changes
Registering at the new address removes them from the register at the old one.
Official guidanceElectoral Office for NIRead 10 October 2026
UK-wide

Subscriptions, memberships, deliveries and charity direct debits

Tell them
Cancel or redirect each one.
How
Each provider.
What changes
No official rule — a prompt, not a requirement.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

Other insurance (life, travel, health, car)

Tell them
The new address.
How
Each insurer.
What changes
No insurer's care-home wording was read — ask each one.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.
UK-wide

Solicitor, will-writer or funeral-plan provider

Tell them
The new address.
How
Each provider.
What changes
So letters about the will or plan reach the right place. A prompt, not a rule.
Practice · no official ruleA prompt, not a rule: we found nothing official to quote, so ask them.

The same tracker, with a tick box, a date and a reference line for each organisation, prints on 36 pages of A4 and fills a spreadsheet tab. PDF → Spreadsheet →

What to claim or apply for

None of these arrives on its own. Each has to be asked for, and some are easy to miss in the weeks around a move. Where a nation does it differently, the card says so.

UK-wide, by nation

An NHS continuing-healthcare assessment

England: ask for the checklist before or at the move; the integrated care board normally decides within 28 days of a completed checklist, and refunds care costs from the 29th day if a delay was unjustifiable. Wales: the local health board decides on a primary health need. Scotland: no care-home route since 1 June 2015. Northern Ireland: ask the Trust.

NHS · continuing healthcareWelsh Government · CHCScottish Government DL(2015)11 (effective 1 June 2015)

England · Wales · Scotland

A deferred payment agreement

England: councils must offer one to people who meet the criteria — including £23,250 or less in assets apart from the home — and can give adequate security. Wales has its own regulations. Scotland: the council may defer payment. Northern Ireland: we found no page. Ask the council; nothing here is advice.

Care and Support Statutory GuidanceWSI 2015/1841Care Information Scotland · deferred payment

UK-wide, by nation

The reduced-price TV licence

For eligible residents who are retired and over 60, or disabled. The care home manager checks and applies.

GOV.UK · TV licence

UK-wide, by nation

Someone with authority to act

A registered power of attorney covers the bank, bills, benefits and pension. For benefits alone, a DWP appointee — or, for Social Security Scotland awards, their own appointee. In Northern Ireland an enduring power of attorney must be registered with the Office of Care and Protection before it can be used once they are no longer capable.

GOV.UK · using an LPAGOV.UK · appointeemygov.scot · appointeesnidirect · enduring power of attorney

The next step: the plan around the move

The list is the first job. The harder part is everything around it. Who can act for them at the bank and with the council, what happens to the house, which benefits to claim, and how brothers and sisters share the work — the same questions come up in every family, usually all at once.

Caring for a Parent · £79 one-off · within one business day

A plan for the family, prepared by a person

Caring for a Parent is a document pack for adult children with an ageing parent — the power of attorney, the money, care preferences and family readiness — personally prepared and delivered within one business day. Among its sections: how a care-home place can be paid for, insuring and deciding about an empty house, the benefits families often miss, getting access at the bank, the GP and the NHS, and how Scotland and Northern Ireland differ.

£79, one-off. One document, prepared as a single PDF after a short form about your family. General information, not legal or financial advice.

Who pays the difference on a dearer room → care-home top-up fees · The current care figures, tracked → care costs · Authority to act → power of attorney

FAQ

Moving into a care home, answered plainly

Every office that pays them a benefit — each one separately — and then the council, the bank, any pension provider, the landlord or mortgage lender, the insurers, the energy supplier, the GP and DVLA. Tell the benefit offices as soon as the move happens; someone else can report it for them. The tracker on this page lists 71 organisations, which nation each applies in, and how to reach each one.
Only if public money pays. If the council pays any part of the cost of accommodation, board or personal care, Attendance Allowance is paid for the first 28 days and then stops. If they pay the whole cost themselves, or with help from family or a charity, it carries on. In Scotland the same rule applies to Pension Age Disability Payment, and taking free personal care counts as public money.
Attendance Allowance, the daily living part of PIP and the care part of DLA are paid for the first 28 days of a publicly funded stay, and stop from day 29. Separate stays no more than 28 days apart are added together, so an earlier respite stay can bring the date forward. Scotland's Pension Age Disability Payment and Adult Disability Payment, and the Northern Ireland benefits, follow the same 28 days.
No. State Pension carries on, but it is counted as income when the council or the Trust works out what they pay towards the fees. Tell the Pension Service after the move, even for a temporary stay. GOV.UK's care-home page says any other benefits will stop; State Pension is not one of them.
Yes, while their own money, or their own with help from family or a charity, meets the whole cost. In Scotland, a self-funder who takes the free personal care payment loses Pension Age Disability Payment after 28 days, because that payment counts as public funding. If the NHS pays a nursing contribution, ask the benefit office in writing whether it affects the award.
Not while it stays empty after a permanent move, but you must apply. England uses Class E of the 1992 Exempt Dwellings Order, Wales its own 2026 regulations, and Scotland Schedule 1, paragraph 5 of its 1997 Order. If a husband, wife or partner still lives there the house is not empty, but the resident is not counted, so in England and Wales one adult left alone gets 25% off. Northern Ireland has rates instead: an empty home can be excluded if all the legal owners are in permanent care.
It is paid for the first 28 days, then becomes £0 if the place is publicly funded. Free personal care counts as public funding, so a self-funder who takes the personal care payment loses it after 28 days; the nursing payment alone does not affect it. Not telling Social Security Scotland about a change may be an offence.
Nobody can give a flat answer. GOV.UK's summary lists NHS funding for nursing care as a reason most benefits stop, but the regulations test whether public money pays for accommodation, board or personal care, and nursing by a registered nurse is not on that list. Tell the office that pays the benefit exactly how the fees are funded, including any NHS nursing payment, and ask in writing whether it affects the award.
The carer must report the move. Carer's Allowance depends on the person still getting a qualifying benefit, such as Attendance Allowance or PIP daily living, so it is likely to end when that stops. In Scotland, Carer Support Payment stops when the cared-for person's benefit is set to £0, or stopped, because of the stay.
Royal Mail will redirect someone's post to you for a care-home move, for up to four years, if you have a power of attorney or similar authority. You apply by post or at a Post Office, not online. It cannot redirect from shared buildings such as nursing homes.
For the first 12 weeks of a permanent stay in every UK nation, and for good while a husband, wife or partner, or a qualifying relative, still lives there. After that, a council-funded resident's home counts as capital. In England, councils must offer a deferred payment agreement to people who meet the criteria. This page quotes the rules; it gives no advice on selling.
Yes. The Department for Communities pays the benefits, and the HSC Trust, not a council, assesses and funds care. Attendance Allowance and the care part of DLA are paid for the first four weeks when the Trust helps with the fees. There is no Council Tax: rates are paid to Land & Property Services. An enduring power of attorney is registered with the Office of Care and Protection.

Every answer rests on the tables and the tracker above, whose sources were read on 10 October 2026. General information, not legal or financial advice.

Plate R · Related

If this was useful, you might also need —

Part of a working library79form walkthroughs90+free guidesevery calculator & checker