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The 33 records

Every record an adult life needs.
Organised across four series.

Thirty-three records.
Each a structured document, prepared and kept current.
Together they cover what your family would need to act, manage, or settle anything that depends on you.
Published as ES-2026.

The four series

How the records are organised.

Personal — what you have.
Registry — where it lives.
Secure — how it stays private.
Events — what to do when something happens.

P
Personal
15 records
Digital Access MapP-01
Financial AccountsP-02
Civil DossierP-05
Legal InstrumentsP-07
Medical AbstractP-08
R
Registry
5 records
Master RegistryR-01
Renewal RegisterR-02
People, Authority & ContactsR-03
Designated PlacesR-04
S
Secure
3 records
Access ControlsS-01
Recovery RoutesS-02
Custody & ContingencyS-03
E
Events
10 records
Death & Estate ActivationE-01
Incapacity & Medical ProxyE-02
Absence & Continuity CoverE-03
Theft & Asset CompromiseE-06
P
Personal·15 records

The records of your life

Identity, finance, property, medical, legal, family, business — the substance of your life captured row by row in structured records.

15
records
RecordCode · TierTime

Digital access without storing passwords. Recovery routes, backup codes, hardware key locations, emergency access contacts. The map of every account on every device.

Cross-references
Access ControlsS-01Recovery RoutesS-02Designated PlacesR-04
Triggered by
Phone stolen
Account locked
Capacity loss
Core record · complete first
Start with this record

Banks, savings, ISA, premium bonds, brokerage. Institution, type, last-4 reference, location of statements. Balance not recorded — your executor obtains current figures from the institution.

Cross-references
Renewal RegisterR-02Designated PlacesR-04
Triggered by
Death
Probate
Divorce
Core record · complete first
Start with this record

Physical assets by description and legal identifier — VIN for vehicles, deed reference for property, serial number for watches and art. Custody and ownership structure. Location of title or certificate.

Cross-references
Property FolioP-09Designated PlacesR-04
Triggered by
Death
Sale
Insurance claim
Start with this record

Cash flow rhythm. Income sources, payment obligations, frequency, reference. Critical for executors maintaining financial continuity.

Cross-references
Financial AccountsP-02Policy IndexP-06
Triggered by
Death
Capacity loss
Direct-debit failure
Start with this record

Civil documents: passport, birth certificate, marriage certificate, visa, driving licence. Issuing authority, ID/reference, location of original. Expiry dates feed the Renewal Register.

Cross-references
Renewal RegisterR-02Designated PlacesR-04
Triggered by
Death
Probate
Identity recovery
Core record · complete first
Start with this record

Insurance policies — life, home, car, health, travel, professional indemnity. Provider, policy number, location of certificate. Policies that lapse unclaimed are the most common loss in unprepared estates.

Cross-references
Renewal RegisterR-02Designated PlacesR-04
Triggered by
Death
Claim
Renewal
Core record · complete first
Start with this record

Will, trust, power of attorney, living will, deed of variation. Appointed authority — who has power as Executor / Trustee / Attorney. Execution date provides version control. Original location.

Cross-references
Medical AbstractP-08People, Authority & ContactsR-03Designated PlacesR-04
Triggered by
Death
Capacity loss
Family change
Core record · complete first
Start with this record

Two-tier grid: identity row (NHS number, DOB, blood type) plus diagnoses, allergies, medications, conditions. Critical bedside information. Composes the Emergency Medical Card.

Cross-references
Incapacity & Medical ProxyE-02Access Loss & Identity RecoveryE-04
Triggered by
Hospital admission
Capacity loss
Diagnosis
Start with this record

Real estate by full address, Land Registry title number, deed reference. Management or access details — agent, alarm reference, key location. Critical for vacant properties.

Cross-references
Asset InventoryP-03People, Authority & ContactsR-03
Triggered by
Death
Sale
Property damage
Start with this record

Succession steps with triggers. Primary and secondary contact failover. Step-by-step instructions. Prevents probate deadlock if primary contact is unavailable.

Cross-references
People, Authority & ContactsR-03Death & Estate ActivationE-01Incapacity & Medical ProxyE-02
Triggered by
Death
Capacity loss
Business transition
Start with this record

Email, cloud storage, photos, crypto holdings, social media, subscription services, domain names. Account-by-account closure or transfer guidance.

Cross-references
Access ControlsS-01Recovery RoutesS-02
Triggered by
Death
Capacity loss
Subscription audit
Start with this record

Companies, registered numbers, shareholdings, directorships, accountant contact, articles location, succession plan for the business itself.

Cross-references
Dependent Care & HandoffP-14People, Authority & ContactsR-03
Triggered by
Death
Sale
Business transition
Start with this record

Disposal preference, service type, music, flowers, charity, dress code, coffin, ashes, gathering, funding, funeral director. A narrative instrument.

Cross-references
Legal InstrumentsP-07

Children, dependents, pets. Guardians, schools, providers, routines, special needs. The handoff specification for the people and animals that depend on you.

Cross-references
Policy IndexP-06Legal InstrumentsP-07People, Authority & ContactsR-03
Triggered by
Death
Capacity loss
Travel
Start with this record

Mother's maiden name, place of birth, occupation, previous legal names, children, previous addresses, previous marriages. The biographical baseline an executor needs in the first 5 days — and the data that bank security questions, the death-registration form, and probate applications all require.

Cross-references
Civil DossierP-05People, Authority & ContactsR-03Funeral & Committal WishesP-13
Triggered by
Death registration
Probate (PA1P/PA1A)
Bank re-identification
IHT402 NRB claim
Start with this record
R
Registry·5 records

The registries that keep records current

Where everything is stored. What expires. Who holds authority. The grammar of the system — without these four, the rest is unreadable.

5
records
RecordCode · TierTime

The index. One row per record. Status, version, last update, completeness. The single page your Trusted Persons looks at first to know what exists and where.

Cross-references
All records
Triggered by
Always live
Start with this record

Stacked-pair grid tracking every renewable item — passport, policy, MOT, professional licence, lease, subscription. Expiry dates with reminder thresholds. Stops policies lapsing unclaimed.

Cross-references
Financial AccountsP-02Civil DossierP-05Policy IndexP-06
Triggered by
Annual review
Approaching expiry
Start with this record

Split category grid: people (rows 01–10) and institutions (rows 11–20). Names, roles, authority, delegation. The contact directory of your governance.

Cross-references
Legal InstrumentsP-07Succession PlanP-10Dependent Care & HandoffP-14Death & Estate ActivationE-01
Triggered by
All emergency events
Start with this record

Location codes (LOC-01, LOC-02…) that every other record references. Where the safe is. Where the documents are kept. Where the deeds are filed. The grammar that makes the registry navigable.

Cross-references
All location-bearing records
Triggered by
Always live
Core record · complete first
Start with this record
S
Secure·3 records

Your access controls — stored separately

Knowing what you have doesn't mean being able to reach it. S-Series sits at Location B, kept apart from the main system.

3
records
RecordCode · TierTime

How access to accounts and devices is controlled. Stored in Location B, separately from the main system. Recorded as locations and methods — where access is controlled, never the credentials themselves.

Cross-references
Digital Access MapP-01Digital Legacy RegistryP-11
Triggered by
Phone stolen
Account locked
Capacity loss
Core record · complete first
Start with this record

Backup codes, recovery emails, hardware key locations, account recovery procedures. The route back when primary access is lost.

Cross-references
Access ControlsS-01
Triggered by
Account recovery
Device replacement
Start with this record

Where the secure layer lives, who knows the location, and the contingency plan if Location B itself becomes inaccessible.

Cross-references
Designated PlacesR-04
Triggered by
Disaster recovery
Capacity loss
Start with this record
E
Event protocols·10 records

What to do when something happens

Step-by-step protocols for death, incapacity, absence, theft, separation, business interruption. Pre-written, ready to follow under pressure.

10
records
RecordCode · TierTime

The protocol when someone dies. Order of operations, who to call, what to register. Composes the first response brief your Trusted Persons reads.

Cross-references
Master RegistryR-01People, Authority & ContactsR-03Legal InstrumentsP-07

Capacity-loss protocol. LPA activation. Medical contact escalation. Financial decision authority. Hospital interface.

Cross-references
Legal InstrumentsP-07Medical AbstractP-08
Triggered by
Capacity loss
Hospital admission
Start with this record

Extended absence, foreign hospitalisation, prolonged unreachability. Holding-pattern instructions for finances and obligations until you return.

Cross-references
Income & OutgoingsP-04Dependent Care & HandoffP-14
Triggered by
Travel
Extended absence
Start with this record

Phone stolen. Laptop bricked. Identity compromised. Recovery sequence using S-Series resources, alternative routes, and what to lock down first.

Cross-references
Access ControlsS-01Recovery RoutesS-02
Triggered by
Theft
Account compromise
Start with this record

When a legal dispute arises — contested estate, business litigation, family proceedings. Evidence collection sequence, document preservation, professional escalation.

Cross-references
Legal InstrumentsP-07Business Interests & DirectorshipsP-12
Triggered by
Litigation
Contested estate
Start with this record

Physical theft, fraud, account compromise. Reporting sequence, immediate freeze actions, insurance claim path, replacement-document procedures.

Cross-references
Asset InventoryP-03Policy IndexP-06
Triggered by
Theft
Fraud
Compromise
Start with this record

Flood, fire, structural failure. Insurance reference numbers, emergency contractors, salvage priorities, documentation needed to substantiate claims.

Cross-references
Policy IndexP-06Property FolioP-09
Triggered by
Property damage
Disaster
Start with this record

House move sequence. Every institution, authority, and counterparty that needs an updated address — and the order to notify them.

Cross-references
Financial AccountsP-02Income & OutgoingsP-04Property FolioP-09
Triggered by
House move
Address change
Start with this record

Separation or divorce. Asset disclosure preparation, beneficiary updates, joint-account isolation, family-court documentation sequence.

Cross-references
Financial AccountsP-02Policy IndexP-06Dependent Care & HandoffP-14
Triggered by
Separation
Divorce
Start with this record

Business-side crisis: incapacitated director, sudden insolvency, key-person event. Succession trigger and the operational handoff.

Cross-references
Business Interests & DirectorshipsP-12Dependent Care & HandoffP-14
Triggered by
Director incapacity
Business crisis
Start with this record
Architecture · brief

Two locations. One series in each.

Documents and protocols (P, R, E) live in Location A — typically the home binder. Access controls and recovery routes (S-Series) live in Location B — separate, secured, never co-located. A single point of failure cannot defeat the system.

Location A · P-01 → P-14 · R-01 → R-04 · E-01 → E-10
Location B · S-01 · S-02 · S-03
Read the full two-location architecture on Security & Trust
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