This week
The new-parent setup
A focused five-minute diagnostic on dependent-care continuity — output is a household-specific checklist.
Take the New Parent Quiz → All continuity events
Event review · someone must act
A new child or dependent
The arrival of a child or a new dependent alters the household's obligations — but updates none of the instruments that carry them. A will drafted before the child was born rarely names a guardian.
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What changes
Guardian appointments, trust provisions and distribution language may all be missing or misaligned. Life cover and pension nominations may not match the new dependency. A new adult dependent can add obligations that sit outside the estate plan entirely.
Records to locate
- The current will — and whether it names a guardian and suitable trust provisions
- Life-insurance cover and pension nominations against the new dependency
- For an adult dependent: care contributions, financial support, and their own authority instruments
Authority to prove
- Guardian appointment in the will for a minor child
- Where a dependent adult may lose capacity: their LPA or deputyship position
Formal requirements
- Guardian appointments are made through the will
- Trust provisions may be needed so assets pass appropriately to a minor
Immediate actions
- Confirm a guardian is named and willing
- Review life cover and nominations for the new structure
- Register the birth and update the household record
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What to do, in order
One thing to do this week, one tool to use now, one conversation to have. Each routes into a free Valoren tool — no card, no sign-up to start.
The tool
Records Roadmap
A 4-click diagnostic producing your personalised three-step plan for organising the records a new dependent makes load-bearing.
Open the Roadmap →The conversation
With your partner or co-guardian
The Dependent Care Emergency Sheet — the document that travels with your children if you both become unavailable.
Open the sample →Rather have it done for you?
Signum can assemble the new-dependent file — guardian record, cover, nominations and the emergency sheet — and draft the updated will.