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Free institutional brief

Records Roadmap

The map of every record a household needs — and where each one actually lives.

What this brief is

The Records Roadmap inventories the 30+ records every UK household has somewhere — wills, LPAs, deeds, pensions, insurance schedules, business filings, digital access — and shows the canonical location for each. The reference document the rest of the library points back to.

How this brief is read

01
Preview it

Read the sample on this page, using the Pemberton-Walsh household throughout.

02
Fill in yours

Open a free account and the brief becomes editable with your own data — your records, your trusted persons, your professional advisers.

03
Keep it current

Household Continuity Dossier membership (£195 first year, then £99/year) holds the record on the register, prompts the annual review, and issues the Governance Letter when a circumstance changes.

From the brief

Every household's records fall into four working areas: the documents you have drafted in advance, the assets you hold, the day-to-day operations of the household, and the briefs your family would reach for in a crisis. Your reading sits against each.

Pattern reading: Your registry work is mature — you have done the asset-and-account discipline most households neglect. Your planning and situation records have not kept pace. Your registry is excellent at telling someone what you own. It is not yet equipped to tell someone what to do about it.

The three records worth addressing first

Sequenced by operational consequence. The first is the highest priority because it affects every other record.

  • Establish Lasting Powers of Attorney for both household members. The Court of Protection alternative takes 16–22 weeks and £400–£700 in court fees plus solicitor time.
  • Update both wills to reflect current family composition — existing wills from an earlier date may predate material family changes.
  • Brief your chosen trusted person on what they would need to know: where the records live, the advisers, what the will broadly intends.

The full brief continues — personalised with your household's details.

From reading to ready

This guide is free, and it stays free. The Household Continuity Dossier renders your household's own version — your people, your accounts, your wishes — into a maintained record your executor or trusted person will actually reach for, kept current every year.

See The Household Continuity Dossier

Most people never need more than a guide like this one. If the situation behind it has stopped being simple — a trust, inheritance tax, foreign assets, a business, a dispute in view — Signum, Valoren’s own specialist desk, can take it on, and we say so plainly: it starts with a free intake, and if you do not need us, we will tell you. Prefer an independent adviser? STEP and the Chartered Institute of Taxation both keep public member directories — neither pays Valoren a referral fee.

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The brief stays the same. Your free Valoren account adds the intake form, your data, and a personalised preview you can read before deciding whether to issue the bound document.

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