Estate planning · Understand your position before anyone else does
A structured first-pass view of where your estate stands.
The Estate Readiness Audit is for anyone who wants to understand the state of their own estate or is helping a parent or spouse understand theirs — before walking into a conversation with a solicitor, accountant, or Signum specialist.
It produces a structured first-pass picture: assets, liabilities, documents, gaps, and the questions to take into any professional review.
Prepared personally by a dedicated Signum specialist and delivered within 2–3 hours — not an instant download.
A missing LPA. A pension nomination that has not been reviewed since a previous marriage. A will that no longer reflects the family structure. A property held in the wrong way for the estate's IHT position. Business interests with no succession plan. These gaps do not become visible until a professional asks — and by then, the conversation is longer and more expensive.
The audit produces the first-pass picture so you arrive at that conversation already knowing where things stand.
"A structured first-pass view of the estate: assets, liabilities, documents, gaps, and the questions to take into any solicitor, accountant, or Signum review."
Inside the audit
What the audit covers.
8 areas
Estate value position
Value band, IHT exposure status — whether inheritance tax is relevant and at what level.
Document architecture
What is in place (will, LPA, trust, letter of wishes, funeral wishes) — what is missing and the priority gaps.
Property position
Ownership structure and what it means for how assets pass and who can act on them.
Pension status
DC pension nomination risk — including the April 2027 IHT flag where relevant to your situation.
Business interests
Whether there are business assets that need attention and what the right approach is.
Family structure
Who inherits under your current documents — and whether the current arrangement reflects your intentions.
Named priority gaps
What to address first, in what order — a sequenced action list, not a general checklist.
Questions for the next conversation
The specific questions to take into a solicitor, accountant, or Signum review — so you arrive prepared.
The process
How it works.
Complete a short intake
A 15-minute form covering your estate value band, family structure, property, pension, business interests, and documents currently in place.
A Signum specialist prepares your audit
A dedicated Signum specialist reviews your intake and prepares the audit to your situation. Not a generic template.
Delivered within 2–3 hours
Your structured audit arrives as a PDF — within 2–3 hours. Estate position, named gaps, the priority order, and questions for the next professional conversation.
The alternative, priced
Why £79?
Professional
Typical fee
Note
Solicitor or adviser working it through with you
£200–450/hr
Plus VAT — several hours to cover the same ground, before any written output
This audit
A structured first-pass view of your estate — value position, documents, gaps, and priority order — prepared personally within 2–3 hours.
£79
Who this is for
Who this audit is for.
Before a professional appointment
Anyone approaching a solicitor, financial adviser, or Signum consultation who wants to arrive with a structured picture. Rather than a folder of fragments.
A parent's estate, from the outside
An adult child helping a parent understand where things stand. What documents are in place, what the gaps are, and what to address first.
A major life event has changed things
Someone who has recently married, divorced, received an inheritance, or had children. Wants to understand how their estate position has shifted.
A short intake form captures what we need — then you pay securely via Stripe. A Signum specialist prepares your audit personally and delivers within 2–3 hours. Questions: hello@valoren.uk
Prepared by a dedicated teamDelivered within 2–3 hoursNo subscription
Boundary
The Estate Readiness Audit provides a structured information summary to help you understand the state of your estate. It does not constitute legal, tax, financial, or investment advice. For advice specific to your circumstances, consult a qualified solicitor, accountant, or regulated financial adviser. Where regulated financial advice is required, Signum can provide it.
The audit is a starting point. The record keeps the picture current.
The Estate Readiness Audit gives you the first-pass picture. Valoren's estate planning system keeps that picture up to date — so the people who need to act have what they need, when they need it.
Continuity layer
What this becomes inside Valoren
Stored in your records system
The information you've just shared lives in your Valoren records — encrypted, organised, ready when you or your trusted person needs it.
The sample you've just downloaded is one of ten compositions Valoren produces from your 33 records. The Day-1 Brief, the Capacity Tomorrow note, the Funeral Director Brief, the Family Meeting Agenda — each one fills from your stored data when the moment arrives.
Kept current for you
Tax thresholds change. Pension rules change. Family circumstances change. Your records system updates the relevant outputs when they do — no need to redo this.
Surfaced when it matters
The right document for the right moment. Day-one of a bereavement. A capacity event. An executor's first hour. The system already knows what to produce.
Visible to the people who need it
Your trusted person sees what you've chosen to share, when you've chosen to share it. No password handover. No "where are the documents." A real continuity layer above your will.
Find this again
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