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How healthy is your estate, really?

Most people believe their affairs are basically sorted. Most executors discover otherwise.

A free, structured check — across your will, your records, and the people you've named — shows you exactly what's solid and what isn't.

Ten minutes. No account. No number-grade theatre. England & Wales.

Get your free estate health check

An estate health check is a structured review of whether your affairs would actually work without you — whether the will matches your life, whether anyone could find what you own, and whether the people you've named know they're named.

It isn't about wealth. It's about whether the machine runs when you're not in the room.

What “basically sorted” usually misses
§1

One document is not the whole system.

"I have a will" is where most people's confidence starts and ends — and a will is one document in a system of many moving parts. The will can be valid while the nomination on your largest pension points at the wrong person. The accounts can be healthy while nobody but you knows they exist. The executor can be named and not know where anything is — or that they were named at all.

None of these gaps show up in daily life. That's what makes them dangerous: each is invisible until the one moment it's tested, and by then the person who could have fixed it in five minutes is the one person no longer available.

What the check actually covers
§2

Five dimensions — because estates fail in five different ways.

The will

Does one exist, is it findable, and has life moved since it was signed? Marriage, divorce, children, property — any of these can leave a valid will pointing at the wrong outcome.

The records

Could someone who isn't you produce a list of what you own, where it is, and how to reach it? Accounts, policies, and property — all invisible until someone goes looking.

The people

Executors, attorneys, guardians — named, willing, alive, and aware? A name on a document is not the same as a person who knows they were chosen.

The money that bypasses the will

Pensions, life policies, death-in-service, joint property — each has its own routing, and each can silently point at the wrong person.

The digital layer

The accounts, subscriptions and assets that exist only behind your logins. No paper trail, no key, no way in without a password no one else has.

What you come away with
§3

A banded picture — not a score.

Each dimension comes back as a plain-English band with the specific gaps named: what's solid, what needs an afternoon, what needs a professional. No "73 out of 100." A number flatters or frightens; a band tells you what to do Tuesday.

Three surfaces, not one
§3.5

Free check, or the £79 Audit?

The free check tells you where the gaps probably are — self-serve, in ten minutes. The Estate Readiness Audit£79 — is a personally-prepared document from a Signum specialist, delivered in one business day, that works through your actual position and hands you the prioritised plan. Honest guidance: start free. If the check comes back mostly solid, you've spent nothing and you know. If it doesn't, you'll know exactly why the Audit is worth £79.

SurfacePriceTimeWhat you get
The free check
This page
Free~10 minutes

Self-serve — tells you where the gaps probably are across the five dimensions above.

Start the check
The Readiness assessment
“Score”
Free~10 minutes

A different, already-shipped tool — a band-led composite across Personal, Registry, Secure and Events (never a number out of 100).

Take the assessment
The Estate Readiness Audit
Personally prepared
£79one business day

A Signum specialist works through your actual position and hands you a prioritised plan.

Start with intake — £79
Why free
§4

Because it's how we'd want to be sold to.

Because the check is how we'd want to be sold to. No card, no obligation, no upsell wall — the result is yours, and what you do with it is up to you. Some people fix the gaps themselves with the result in hand; some take the Audit; some discover their situation needs Signum's full service. The check doesn't care which — its job is to be right.

FAQ

The free check, answered.

Yes — no account, no card, no obligation. The result appears on screen and you keep it either way.
Nothing. The check asks what you know off the top of your head — that's part of the diagnosis.

If you can't answer a question, that is the answer: it's a gap.
No — deliberately. You get four plain-English bands across the five dimensions, with the specific gaps named.

A number tells you how to feel; a band tells you what to do.
Then it says so, and routes it — to the right document, the right professional, or Signum's specialists where it genuinely needs one.

A flag always comes with a route.
A will is one component.

The check looks at the system around it — records, people, nominations, the digital layer — where most real-world failures actually happen.
The free check is self-serve triage — where the gaps are.

The Audit (£79) is a personally-prepared specialist document — your actual position, worked through, with a prioritised plan, in one business day.
The check's legal questions are England & Wales.

The records and people dimensions are universal, but band results on wills and probate assume E&W law.

Ten minutes now, or your executor's best guess later.

Estate Readiness Audit
Personally prepared · delivered within one business day
£79
One-off
Start with intake — £79
Prepared by a dedicated specialistDelivered within one business dayNo subscription
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Informational, not advice. England & Wales.

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