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Mirror Wills Template

Two matched wills for a couple — each leaving everything to the other, then to the same people if the other has already died, as a PDF pack and a Word file. Same executors, same substitute, same guardians, each signed and witnessed separately. No account required.

Wills Act 1837Two wills, seven clauses eachPDF + Word45 minsA4 print-ready
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Last Will and Testament
I, ________________________________, of
________________________________,
hereby revoke all former wills and
testamentary dispositions previously
made by me.
Executor
I appoint ____________________
of __________________________
to be the executor of this Will.
Residuary Estate
I give devise and bequeath all my
real and personal estate not
otherwise disposed of to...
Attestation · Signature · Witnesses
Read before you sign — this decides whether both your wills are valid

Each will needs two independent witnesses present at the same time. Under the Wills Act 1837, you sign in the presence of two witnesses who are both there together, and who then each sign in your presence — the same routine for each partner's will, separately.

Your partner must not witness your willanyone who witnesses a will loses anything left to them under it, and your partner is the main beneficiary of yours.

This template is a guide only — a starting point, not legal advice, and does not replace a solicitor. Consider professional advice for a mutual-wills agreement, a second family, a partner abroad, or either estate near the inheritance tax threshold.

§1

What it is

Two separate wills, each valid on its own, written to match. Each partner leaves everything to the other, then to the same people — usually the children — if the other has already died. Same executors, same substitute, same guardians.

They are not one document with two signatures. Each will is signed and witnessed separately, on its own attestation page. Sign your own will: the two documents look almost identical, so before you sign, read the name in the first line of Clause 1 aloud and check it is yours — a husband and wife have each signed the other's mirror will by mistake and needed the Supreme Court to put it right (Marley v Rawlings [2014] UKSC 2).

They are not mutual wills. A mutual will is a binding agreement not to change your wills, enforced by the courts after the first death. This template creates no such agreement — either of you may change your will at any time, including after the other has died. If you want the survivor bound, that is a solicitor's document, not this one.

Nobody who is given anything under a will may witness it — nor may their husband, wife or civil partner. A gift to a witness, or to the witness's spouse or civil partner, is void under the Wills Act 1837 s.15. That rules out your partner, your children, the final substitute in clause 6, anyone named in clause 5, and all their spouses and civil partners — choose two witnesses who take nothing under either will.

The clauses work whether you are married, civil partners, or unmarried — but two things differ: transfers between spouses and civil partners are exempt from inheritance tax, while an unmarried partner's estate above the nil-rate band is taxed, and an unmarried partner has no right under the intestacy rules, so the will is the only thing that gives them anything. If you are engaged, or about to form a civil partnership, marriage or civil partnership revokes a will made before it unless the will names the person you expect to marry and says it is not to be revoked by that marriage — merely mentioning the engagement is not enough. This template does not carry that wording; make the wills after the wedding, or take advice before it.

If you separate, divorce or dissolution treats your former partner as having died on the day it ended — their gift and appointment as executor fall away, and the rest of the will stands. Separating without divorcing changes nothing, and if you were never married or civil partners a break-up changes nothing either — this will keeps giving everything to your former partner until you change it. If the relationship ends, for any reason, make a new will at once. Your home, if you own it together: property held as joint tenants passes to the survivor automatically, outside the will, and clause 6 cannot send a joint tenant's share anywhere else — if you want your share to go to your children instead, the joint tenancy must be severed while you are both alive (HM Land Registry form SEV; Practice Guide 24).

If you die together, the law presumes the younger survived the elder where it cannot be known who died first — without a survivorship clause that would send the elder's whole estate through the younger's will, to the younger's family alone. Clause 6's 28-day survivorship condition stops that.

§2

What's inside

The pack's contents, in the order they appear.

Two complete wills
Will A and Will B, each a complete document: title line, seven clauses, its own attestation page. Each stands on its own — signed, witnessed, and valid, independently of the other.
The seven clauses explained
The same seven clauses as the single will template, with the three adaptations a couple's wills need explained on the page, not only in the pack.
The worked specimen pair
The Whitmore pair — Jonathan's will and Sarah's mirror of it — each six numbered lines, so you can see how the finished pair reads before you draft your own.
Attestation pages, one each
Each will's own signing routine, with the warning in red: nobody who inherits under either will may witness it — nor may their husband, wife or civil partner.
Same substitutes, named twice
Name the same substitute executor and the same guardians in both wills, so the two documents can't drift apart.
When to stop and see a solicitor
A mutual-wills agreement, a second family, a partner abroad, or either estate near the inheritance tax threshold — each flagged plainly, not buried.
§3

The wills, clause by clause

Identical structure, seven clauses each — Will A is the will of the first partner, Will B the second. Blanks are shown as rules with the field named in brackets. Three clauses are adapted for a couple; the rest are unchanged from the single will template.

Clause 1

Testator and declaration

This is the last will and testament of ______ [full legal name], born ______ [date of birth], of ______ [address], made by me on the ______ day of ______ ______. I declare this to be my last will, and that I am of sound mind and make it freely.

Names you so there is no doubt whose will it is — each partner completes their own copy of this clause. Write your full legal name exactly as it appears on formal documents. The date here must be the same date you sign at Clause 7.

Clause 2

Revocation

I revoke all earlier wills and codicils made by me.

Cancels every earlier will and codicil you personally made, so two documents can never be argued against each other. The sentence stands as written.

Clause 3

Appointment of executors

Adapted for a couple

I appoint my [wife / husband / civil partner / partner] ______ [full name] of ______ [address] to be the executor and trustee of my will. If she or he is unable or unwilling to act, or does not survive me by 28 days, I appoint ______ [full name] of ______ [address] to be the executor and trustee of my will in her or his place.

Naming each other is usual and practical; the substitute is essential, because this clause most often operates when your partner has already died. Name the same substitute in both wills. If only one person is acting as executor when a home has to be sold to divide a share for a grandchild under 18, they will usually need to appoint a second trustee first — a sole trustee cannot give a valid receipt for the proceeds of land (Trustee Act 1925 s.14(2)). A solicitor can arrange it quickly.

Clause 4

Appointment of guardians

If you have children under 18

If on my death any of my children are under 18 and have no other surviving parent with parental responsibility, I appoint ______ [full name] of ______ [address] as their guardian(s).

In a couple's wills this clause takes effect when you have both died — provided you are both the child's legal parents with parental responsibility and no child arrangements ('lives with') order is in force for that child. A step-parent without parental responsibility cannot appoint a guardian by will for the other partner's children (Children Act 1989 s.5(3)), and where a 'lives with' order names one of you, that parent's appointment can take effect on their death alone (s.5(7)–(9)). If either applies to you, see a solicitor before relying on this clause. Name the same guardians in both wills, and ask them first.

Clause 5

Specific gifts

Optional

I give the following specific gifts, free of tax, to the people and organisations named. Each gift fails if the person dies before me, unless I say otherwise: ______ [item or sum of money] to ______ [full name].

Describe each item so only one thing can be meant, and name the person fully. For a charity, give its full registered name and registered charity number. A specific gift lapses into the residue if the person named dies before you, unless the gift itself says otherwise — unlike clause 6, it does not pass to that person's children automatically. To send a specific gift to the recipient's children instead, write it into the gift: 'to my daughter Eleanor, but if she dies before me leaving children who survive me, to those children equally.' Remember that anyone named here, and their spouse or civil partner, must not witness the will.

Clause 6

Gift of residue

Adapted for a couple

I give all the rest of my estate, after payment of my debts, funeral and testamentary expenses, and any tax due, to my [wife / husband / civil partner / partner] ______ [full name] absolutely, if she or he survives me by 28 days and is able to take this gift.

If she or he does not survive me by 28 days, or if for any reason this gift to her or him fails or is void, I give my residuary estate to such of my children, whether born or adopted before or after the date of this will, as survive me by 28 days, and if more than one in equal shares absolutely. My children living at the date of this will are ______ [names]. If any child of mine dies before me, or survives me but dies within 28 days of my death, leaving a child or children of their own who survive me by 28 days, that child or those children take, equally between them, the share their parent would have taken, absolutely.

If none of my children, and none of their children taking a share under the paragraph above, survives me by 28 days and is able to take, I give my residuary estate to ______ [name of final substitute beneficiary] absolutely.

The 28-day survivorship period handles a couple dying together (Law of Property Act 1925 s.184) and an estate passing twice in quick succession. The children's share states in words what Wills Act 1837 s.33 would otherwise imply, and the final substitute prevents a partial intestacy if the whole family dies. This gift covers every child you have, including any born or adopted after you sign. Make a new will whenever your family changes even so, so that your guardians, executors and specific gifts stay right. Unlike clause 5, the final substitute line must be completed. Left blank — and with your partner, children and grandchildren all gone before you — your estate would pass under the intestacy rules. Many people name a registered charity here: a charity cannot die before you. Whoever you name must not witness the will. A child under 18 takes at 18; your executors hold the share for them in the meantime. Any other age, or any condition, is a trust and needs a solicitor.

Clause 7

Attestation

Partner must not witness

Signed by the above-named ______ as their last will, in our joint presence, and then by us in theirs. We were both present at the same time when the testator signed.

Followed by your signature and the date, then each witness's signature, printed name, address and occupation. Nobody who inherits under either will may witness it — nor may their husband, wife or civil partner.

How a completed mirror pair readsFictional example

This is a worked example only, written in plain language to show how the clauses fit together. Use the numbered clauses in the two wills above as the actual wording of your will — do not copy this example's shortened sentences.

Will of Jonathan Edward Whitmore
  1. This is the last will of Jonathan Edward Whitmore, born 4 March 1961, of 14 Elm Crescent, Harrogate HG1 2QP, made on 12 May 2026. I am of sound mind and make this will freely.
  2. I revoke all earlier wills and codicils.
  3. I appoint my wife Sarah Anne Whitmore as my executor. If she cannot act, or does not survive me by 28 days, I appoint my brother David Whitmore in her place.
  4. I give my late father's wristwatch to my brother David Whitmore, and £2,000 to The British Heart Foundation (registered charity number 225971).
  5. I give all the rest of my estate to my wife Sarah Anne Whitmore, if she survives me by 28 days and is able to take it. If she does not, I give it equally between such of my children, born before or after this will, as survive me by 28 days — my children now are Eleanor Whitmore and Thomas Whitmore — and if either dies before me, or within 28 days after, leaving children who survive me by 28 days, those children take their parent's share equally. If none of them survives me, I give it to my brother David Whitmore.
  6. Signed by me in the presence of two witnesses, both present at the same time, who then signed in my presence.
Will of Sarah Anne Whitmore
  1. This is the last will of Sarah Anne Whitmore, born 22 September 1963, of 14 Elm Crescent, Harrogate HG1 2QP, made on 12 May 2026. I am of sound mind and make this will freely.
  2. I revoke all earlier wills and codicils.
  3. I appoint my husband Jonathan Edward Whitmore as my executor. If he cannot act, or does not survive me by 28 days, I appoint my brother-in-law David Whitmore in his place.
  4. I give my mother's pearl necklace to my daughter Eleanor Whitmore, and £2,000 to The British Heart Foundation (registered charity number 225971).
  5. I give all the rest of my estate to my husband Jonathan Edward Whitmore, if he survives me by 28 days and is able to take it. If he does not, I give it equally between such of my children, born before or after this will, as survive me by 28 days — my children now are Eleanor Whitmore and Thomas Whitmore — and if either dies before me, or within 28 days after, leaving children who survive me by 28 days, those children take their parent's share equally. If none of them survives me, I give it to my brother-in-law David Whitmore.
  6. Signed by me in the presence of two witnesses, both present at the same time, who then signed in my presence.

Note that David Whitmore is named in both wills — so David, and his wife or civil partner if he has one, could not witness either.

§4

The law it follows

Twelve rules decide whether a mirror pair on this template stands. Each is paraphrased here in plain words and linked to the provision itself; the source is the authority, not this page.

The law this mirror wills template follows, provision by provision, with the source for each
ProvisionWhat it saysWhere it bites in this templateSource
Wills Act 1837, section 9A will must be in writing and signed by the testator, or by someone at their direction and in their presence. The signature must be made or acknowledged in front of two or more witnesses present at the same time, and each witness must then sign, or acknowledge their signature, in the testator's presence.Clause 7 of each will, and the signing routine: two witnesses, together, then each signs.read ↗
Wills Act 1837, section 15A gift to a person who witnesses the will, or to that witness's husband, wife or civil partner, is void. The will itself stays valid.Why nobody who inherits — nor their husband, wife or civil partner — may witness either will: the gift to them would be void.read ↗
Wills Act 1837, sections 18 and 18BMarriage, or forming a civil partnership, revokes a will made before it, unless the will was made in expectation of that particular marriage or partnership.Why an engaged couple should marry before signing, or take advice, rather than after.read ↗
Wills Act 1837, sections 18A and 18COn divorce, annulment or dissolution, the former spouse or civil partner is treated as having died on the day the marriage or partnership ended: gifts to them lapse and their appointment as executor falls away. The rest of the will stands.Why clause 3 names a substitute executor and clause 6 a substitute beneficiary, in both wills.read ↗
Wills Act 1837, section 20A will is revoked only by a later will or codicil, by a written declaration executed in the same way as a will, or by the testator destroying it, or having it destroyed in their presence, with the intention of revoking it.Clause 2 in each will, and why every earlier original is destroyed once the new wills are signed.read ↗
Wills Act 1837, section 33A gift to the testator's child or remoter descendant who dies before the testator, leaving descendants of their own, passes to those descendants unless the will shows a contrary intention.Why clause 6 states in words what happens if a child dies first leaving grandchildren, rather than leaving it to the statute.read ↗
Inheritance (Provision for Family and Dependants) Act 1975, section 1(1)(ba) and (1A)A spouse or civil partner, a former spouse or civil partner who has not remarried, a partner who lived with the deceased for two years, a child, a person treated as a child of the family, and anyone being maintained by the deceased may apply to the court on the ground that the will does not make reasonable financial provision for them.Why the limits section sends second families, unmarried partners, and dependants to a solicitor.read ↗
GOV.UK, Make a willTo be legal, a will must be made by someone 18 or over, made voluntarily, made by a person of sound mind, made in writing, signed in the presence of two witnesses who are over 18, and signed by those two witnesses in the testator's presence.The checklist both of your wills are built to satisfy.read ↗
Video-witnessed willsA temporary rule made during the pandemic allowed witnesses to be present by video link for wills made between 31 January 2020 and 31 January 2024. It has ended: witnesses must be physically present.Why each attestation page says 'in our joint presence' and means the same room.read ↗
Law of Property Act 1925, section 184Where it cannot be known which of two people died first, the younger is presumed in law to have survived the elder.Why clause 6's 28-day survivorship condition exists — without it, a couple dying together would send the elder's whole estate through the younger's will, to the younger's family alone.read ↗
Inheritance Tax Act 1984, section 18Transfers between spouses and civil partners are exempt from inheritance tax. Transfers between unmarried partners are not.Why the tax position differs for married and unmarried couples on this template.read ↗
Children Act 1989, section 5Only a parent with parental responsibility may appoint a guardian for a child by will. Where a child arrangements order names the child as living with the appointing parent, that parent's appointment of a guardian takes effect on that parent's death alone.Clause 4 in a second family.read ↗

Sources read on 16 September 2026. The Law Commission's report Modernising Wills Law (May 2025) recommends, among other things, ending the rule that marriage revokes a will and allowing electronic wills. Those are recommendations; none is law yet.

§5

Before you sign

The most common mirror-wills failure is asking the wrong person to witness.

Nobody who inherits may witness. Nor may their spouse.
Not your partner, not your children, not the final substitute in clause 6, not anyone named in clause 5 — and not their husbands, wives or civil partners. A gift to a witness, or to a witness's spouse or civil partner, is void under the Wills Act 1837. The rest of the will stands, but that gift is lost. Choose two witnesses who take nothing under either will.
Sign your own will.
The two documents look almost identical. Before you sign, read the name in the first line of Clause 1 aloud and check it is your own — a couple have each signed the other's will by mistake and needed the Supreme Court to put it right (Marley v Rawlings [2014] UKSC 2).
Two witnesses. Both present at the same time.
Each of you signs in the presence of both your own witnesses simultaneouslynot separately, not one after the other on different days.
Neither witness can be a beneficiary.
If a witness (or their spouse or civil partner) is also named as a beneficiary, that beneficiary loses their gift. The will remains valid — but the witness forfeits their inheritance.
Witnesses must be 18 or over and of sound mind.
A witness who does not understand what they are signing cannot be counted. Anyone under 18 cannot witness a will — either of yours.
Sign in ink. Date it. Keep both originals.
A photocopy or digital copy is not a will. The two original signed documents are what probate requires. Store them together in a safe, known place — and tell your executors where they are.
§6

Know the limits

When a template is not enough for a couple — and the cost of getting it wrong.

A mutual-wills agreement
A mutual will is a binding agreement not to change your wills; the courts enforce it after the first death. This template creates no such agreement — either of you may change your will at any time, including after the other has died.
Second families, children not shared
Stepchildren have no automatic right to inherit. If you and your partner don't share all your children, be explicit about whose children are meant.
Engaged couples
Marriage, or forming a civil partnership, revokes a will made before it, unless the will names the particular person you expect to marry and states it is not to be revoked by that marriage — merely mentioning the engagement is not enough. This template does not carry that wording.
Unmarried partners and inheritance tax
Transfers between spouses and civil partners are exempt from inheritance tax; between unmarried partners they are not. An unmarried partner also has no right under the intestacy rules. The spouse exemption is capped at the nil-rate band where the receiving spouse or civil partner is not UK-domiciled or a long-term UK resident (Inheritance Tax Act 1984 s.18(2)–(2A)); take advice if that is you.
Property abroad
Different countries apply their own succession laws. A UK will may not validly dispose of assets in another jurisdiction.
A beneficiary under 18
A child under 18 takes at 18; your executors hold the share until then. Any other age, or any condition, is a trust and needs a solicitor.
If you separate
Divorce, annulment or dissolution treats your former partner as having died on the day it ended — their gift and appointment as executor fall away. Separating without divorcing changes nothing. If the relationship ends, for any reason, make a new will at once.
Your home, if you own it together
Property held as beneficial joint tenants passes to the survivor automatically, outside the will — clause 6 cannot send a joint tenant's share anywhere else. Tenants in common each own a share the will can give.
§7

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Mirror Wills Template

Two complete wills, institutional Valoren aesthetic. Copper-ruled clauses. Both attestation pages. The partner-must-not-witness warning in red. No account required.

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§8

Go further

What the free pack cannot do — and what the drafted pair adds.

Executors on file
Your executor and their substitute are already named in your portal records. The pack has an empty line, twice; the portal has the names, contact details, and a prepared brief they can act on.
Beneficiaries and shares
Your children and how they inherit live in your succession plan. The portal connects both wills' structure to that one record, so the two stay consistent with each other.
Stored and findable
A completed will in a filing cabinet is not always a found will. The portal records where each original is, so your executor doesn't have to search for either on the worst day.
Make it official — two Valoren mirror wills, £229 →Start your free household dossier Also free — the single will template

Related reading: does marriage revoke a will · how much does a will cost · do I need a solicitor for my will

§9

Questions

Yes. Each will is signed and witnessed separately under the Wills Act 1837, exactly as a single will is — there is no different legal test because the two wills happen to match.

Will A and Will B are two separate documents, each valid on its own. Nothing about writing them to mirror each other changes the requirements: in writing, signed by the testator, witnessed by two people present at the same time, each of whom then signs.

What makes them 'mirror' wills is only that the content matches — the same partner named first, the same children named after, the same executors and guardians in both.
Mirror wills are two separate documents that happen to say the same thing; mutual wills are a binding agreement not to change them.

This template makes mirror wills. Either of you may change your will at any time, including after the other has died — nothing here stops that. A mutual will is different: once the first partner dies, the courts hold the survivor to what was agreed, even if they later remarry or change their mind.

If you want the survivor bound after the first death, that is a solicitor's document, not this one.
No — and the rule reaches further than just your partner. Under section 15 of the Wills Act 1837, a gift to a witness, or to that witness's husband, wife or civil partner, is void; the Civil Partnership Act 2004 brings civil partners within the same rule.

Your partner is the main beneficiary of your will, so if they witness it, the gift to them fails and your residue passes as if they had already died before you — straight to your children under clause 6, or to your final substitute. The same is true of your children, the final substitute you name in clause 6, anyone named in clause 5, and all of their spouses and civil partners.

Use two witnesses who take nothing under either will instead: neighbours, colleagues, or a friend who isn't named anywhere in either document.
Clause 6's 28-day survivorship condition decides it, so the law's default rule never has to.

Under section 184 of the Law of Property Act 1925, where it cannot be known who died first, the younger is presumed to have survived the elder. Without a survivorship clause, that presumption would send the elder's whole estate through the younger's will, to the younger's family alone.

With the 28-day condition in place, if you don't survive each other by that period, each estate passes straight to your children instead — not through each other at all.
The clauses work the same way, but two things differ, and both matter.

First, Inheritance Tax Act 1984 section 18 exempts transfers between spouses and civil partners from inheritance tax; between unmarried partners, the estate above the nil-rate band is taxed. Second, an unmarried partner has no right under the intestacy rules, so if you die without a will, your partner inherits nothing — the will is the only thing that gives them anything.

A cohabitant of two years may be able to claim under the 1975 Act, section 1(1)(ba) and (1A), but that is a court application after your death, not an inheritance.
Wait until after the wedding or civil partnership, or take advice — marriage, or forming a civil partnership, revokes a will made before it.

Section 18 of the Wills Act 1837 means a will made now is cancelled the moment you marry or form a civil partnership, unless the will names the particular person you expect to marry and states that it is not to be revoked by that marriage — merely mentioning the engagement is not enough. This template does not carry that wording.

If your wedding is close, the simplest answer is to sign these wills after it, not before.
Nothing changes automatically — your will keeps giving everything to your former partner until you change it.

Divorce, annulment or dissolution treats a former spouse or civil partner as having died on the day it ended, under sections 18A and 18C of the Wills Act 1837: their gift and their appointment as executor fall away, and the rest of the will stands. Separating without divorcing doesn't trigger that — and if you were never married or civil partners, a break-up changes nothing in the will at all.

If the relationship ends, for any reason, make a new will at once rather than relying on the old one.
Yes. These are mirror wills, not mutual wills, and nothing in this template binds either of you to the other's terms.

Either partner may make a new will, or a codicil, at any time — while you're both alive, or after one of you has died. There is no agreement here for a court to enforce.

If you want that binding effect, you need a mutual-wills agreement, which is a solicitor's document, not this one.
You should, and the pack is built to make that easy to check.

Clause 3 names your partner as executor with a substitute; clause 4 names guardians if you both die while your children are under 18. Naming the same substitute executor and the same guardians in both wills keeps the two documents consistent — and clause 4 only bites once both parents have died, so it needs to say the same thing in each.

Ask your proposed guardians first — it's a serious thing to be asked to accept.
Clause 6 already provides for it, in words, rather than leaving it to the statute.

If a child of yours dies before you leaving children of their own who survive you by 28 days, those grandchildren take, equally between them, the share their parent would have taken. This states directly what Wills Act 1837 section 33 would otherwise imply — so nothing is left for anyone to argue about.

If none of your children or their children survive you, the residue passes to the final substitute beneficiary you name.
Yes. Clause 6 gives to 'such of my children ... whether born or adopted before or after the date of this will' — so a child born or adopted after you sign is inside the gift automatically.

The children living at the date you sign are listed by name for the record, but the class of children who can inherit isn't limited to that list. This is deliberate: you shouldn't need to redo your will every time your family grows.

Make a new will whenever your family changes even so, so that your guardians, executors and specific gifts — which don't update themselves the way clause 6 does — stay right.
No. This template follows the Wills Act 1837, which applies in England and Wales only.

Scotland has its own law of succession, including legal rights for a spouse and children to a share of the moveable estate that a will cannot remove. Northern Ireland has its own Wills and Administration Proceedings (Northern Ireland) Order 1994.

If you live in Scotland or Northern Ireland, use wills written for that jurisdiction's law.
Not always — but several situations in this pack are flagged for exactly that reason.

If you want a binding mutual-wills agreement, if either of you has children from an earlier relationship who aren't shared, if either estate is near the inheritance tax threshold, or if either of you owns property abroad, this template is the wrong tool to finish the job with.

For two straightforward estates going to each other and then to shared children, the template does the job. Where any of the above applies, use it to prepare for the solicitor, not instead of one.
The same reason the single will template uses them: filling in blanks by hand slows you down enough to read what you're signing.

An online form encourages speed; a printed page with rules to complete encourages you to read each clause as you go — and that matters more here, because you are completing two documents that need to say the same thing.

If you'd rather type, the Word file carries the same clauses with the same blanks.
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