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Pricing

Plain prices. No retainer,
no surprises.

Most people start with one guided Build. Intake is free: send us your details and we reply by email, or book the free 20-minute call. Finding out what's involved costs you nothing, and there's no obligation to go ahead.

Start your intake — free
The catalogue

Three doors. Start where your household is.

Everything Signum offers sits behind one of three doors. Records built and kept, a will drafted from your instructions, or the groundwork of an estate, with the probate application made by a separate regulated firm. Each is priced in writing before you commit, and finding out which you need is free: send us your details, or book the 20-minute call.

Door I · Records

Built once. Kept current.

Signum Intake
Free
online, or a 20-minute call · no obligation

Tell us where things stand — answer online, or take the call. We scope the work and tell you exactly what a Build would involve — and what it would cost.

If you want to scope the work before committing.

  • Answer online, or take a 20-minute call — same intake, either way
  • We map what your household needs
  • A clear, specific records request list
  • A plain quote for your Build — no obligation
Answered within 2 business days
Start here
Signum Build
£850Start here
one-time

Your first record set built for you, in one guided build.

If you want the file built. This is where most people start.

  • Everything from your free intake
  • A guided Build Session (60–90 minutes)
  • Your first record set built for you — Operating Brief, Authority Register, Designated Places, Records Roadmap
  • A Readiness Letter — what exists, what's missing, what's next
  • One follow-up review
Built within ~3 weeks of records received
Book an intake
Signum Stewardship
£395
per year, after a Build

Your records kept current, reviewed, and routed — year on year.

If your file exists and you want it kept current.

  • Your records kept current
  • Annual review and a refreshed Readiness Letter
  • Trusted-person routing kept live
  • Priority queue
Annual, with same-week queue
Book an intake
Signum Private Office
£2,250
setup + £595/year

For complex households — property, business interests, cross-border, dependants.

If your household is complex and wants a named contact.

  • Build and Stewardship
  • Deeper verification and a document-location audit
  • A named escalation contact
  • Coordination across solicitor, accountant and adviser steps, run from one named contact (each professional step is quoted separately)
Named contact; defined response
Book an intake

Stewardship and Private Office both begin with a Build. There's no tier to "upgrade into" mid-way — you build the file once, then choose whether we keep it current.

Door II · Wills

Drafted from your instructions.

Single will
One legally binding will for England & Wales, drafted from your instructions.
£149
one-time
Mirror wills
Two matching wills for a couple — each a complete, legally binding instrument.
£229
one-time, for a couple

Will-drafting from your instructions is an unreserved service Signum provides directly. Start a will online →

Door III · Administration

When the estate must actually be administered.

Grant of probate only
Signum finds every account, policy and debt, chases the institutions and sets the figures out in one schedule you confirm. A separate regulated firm, named in your written quote, prepares and submits the probate application. Once the grant is issued, you handle the estate yourself.
£1,450–£1,850
Estimated total, both agreements · court fee £526 extra (England and Wales)
Full estate administration — straightforward
The whole job, start to finish. Signum does the groundwork and the schedule of figures. A separate regulated firm, named in your quote, makes the probate application. After the grant, Signum helps you collect what is owed, settle what is due and distribute what remains. No inheritance tax to account for.
£3,450–£4,950
Estimated total, both agreements · court fee £526 extra (England and Wales)
Full estate administration — complex or taxable
Estates with inheritance tax to pay, several properties, a business or assets abroad. Signum gathers and values everything, traces gifts and keeps you to the deadlines. A separate regulated firm, named in your quote, prepares and files the IHT400 account and the probate application. After the grant, Signum helps you collect, settle and distribute.
£5,950–£8,950
Estimated total, both agreements · court fee £526 extra (England and Wales)
Inheritance-tax account (IHT400)
Where the tax account is the piece that must be got right. Signum gathers and values every asset, debt and gift, builds the schedule of figures and keeps you to HMRC's deadlines. A separate regulated firm, named in your quote, prepares and files the IHT400 with the probate application. The firm's part assumes the account goes in with the grant.
from £4,950
Estimated total, both agreements · court fee £526 extra (England and Wales)

Every estate starts free: send us your details, or book the 20-minute call. We say which parts Signum would do, which part a regulated firm must do by law, and what each is likely to cost. The figures above are estimates of the whole job: Signum's groundwork and the regulated firm's application together, with the court fee on top. Preparing the probate application and any IHT400 is reserved by law to regulated firms, so a separate regulated firm, named in your written quote, does that part under its own agreement with you. You sign two written agreements, never one, and you see both prices before you commit to either. Enquiries and calls are open now; estate work starts only once the written quote, from both Valoren and the firm, is agreed.

Valoren is not registered for VAT, so no VAT is added to Signum's fee and none is hidden in it; the firm's fee may include VAT. The court fee, £526 in England and Wales for an estate worth more than £5,000, is paid to the court on top of both fees and never passes through Valoren. You pay us for our part and the firm for its part, directly. Valoren holds no estate money and no client money. Signum's fee is never a percentage of the estate and never an hourly meter.

Market reality

What the market actually charges.

Four facts, each sourced and dated — so "transparent pricing" is something you can check, not just a line we say.

Banks charge up to 4.5%

A bank acting as executor charges a percentage: Barclays up to 4.5%, RBS 4%, Lloyds 2.5% on the first £1m, all before VAT. On a £500,000 estate that is a five-figure fee before any work is itemised.

Market figures checked 2026-07-12
Solicitors bill £288–£900/hr

The official guideline rate for a senior solicitor is £288–£579 an hour before VAT, and City firms bill £500–£900. Signum's own fees are fixed in writing, so an hourly rate never appears on our bill.

Market figures checked 2026-07-12
Prices no one else publishes

For cross-border wills, resealing, cross-option agreements and family investment companies, virtually no UK firm publishes a price at all. We publish every one. That fact is the comparison.

Market figures checked 2026-07-12
Most prices exclude VAT. We add none

Nearly every solicitor price you'll see advertised is exclusive of VAT — 20% arrives at invoice. Valoren is not registered for VAT, so none is added to Signum's own fees; where an estimate includes a regulated firm's fee, the firm's fee may include VAT.

Market figures checked 2026-07-12
Signum GuidanceFree

A free assistant that explains how it all works, drafts your will from your answers, and helps organise what you have — then hands the rest to the desk, which quotes in writing before any work begins. Where the law reserves a step — the probate application — a separate regulated firm does it, under its own agreement with you. Personal recommendations on pensions, investments or insurance come from a regulated financial adviser you engage directly.

If you only want one thing

Several sessions are also available on their own — no tier required. Some are already folded into a Build or Stewardship.

ISO-01
Build Session
60–90 min — your first record set built with you
in Build
EXR-01
Executor Readiness Session
60 min — preparing the executor
£150
REV-01
Annual Review
yearly refresh + Readiness Letter
in Stewardship
FGW-01
Family Governance Workshop
90 min, private
£250
AUD-10
Readiness Audit
5 working days — a full record audit
£350

Not sure which you need? The free 20-minute intake call will tell you — a genuine scoping conversation, not a sales pitch.

What you're paying for

For an estate you sign two written agreements, never one.

Most of the work an estate needs — gathering, valuing, chasing institutions, drafting a will or a lasting power of attorney — needs no licence, and Signum does it. For an estate you sign two written agreements, never one. The first is with Valoren, for the groundwork Signum does itself. The second is with a separate regulated firm, for the probate application and, where one is needed, the inheritance tax account. The firm is named in your written quote. Both agreements, with both prices, are put in front of you before you commit to either. A deed, anything before a court, and personal recommendations on pensions, investments or insurance are never done by the desk: a solicitor or regulated adviser does them, under their own agreement with you. Valoren is not a law firm and is not regulated: no regulator, no Legal Ombudsman and no compensation fund cover our part. The firm's part is covered by its own regulator and the Legal Ombudsman. The regulated work is always done by the regulated party.

Start your intake.

Free either way: send us your details and we reply by email, or book the free 20-minute call. No obligation.

Start your intake — free